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Companies / Financials / BAR HARBOR BANKSHARES
BHB

BAR HARBOR BANKSHARES

FinancialsBanks & Brokers
Ticker BHBBAR HARBOR, MEFiscal year ends DecemberBook value per share $32.70Diluted shares 16.8M

Bar Harbor Bankshares (NYSE American: BHB) operates as a regional community bank holding company headquartered in Maine with its primary subsidiary, Bar Harbor Bank & Trust. The company maintains a website at www.barharbor.bank and serves customers across Maine, New Hampshire, and Vermont through more than 60… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$168.93M
+12.1% year over year
Last 12 mo $193.41M
27.10%
−9.1 percentage points
Last 12 mo 32.13%
$36.92M
−15.2% year over year
Last 12 mo $49.37M
6.93%
−2.6 percentage points
Last 12 mo 8.98%
Cash & financing
$48.28M
−7.8% year over year
Last 12 mo $64.09M
$43.47M
−3.4% year over year
Last 12 mo $57.18M
7.68
Was 7.76× a year earlier
Last 12 mo 0.51
16.0M
+4.2% year over year
Last 12 mo 16.8M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What BAR HARBOR BANKSHARES does

In the company’s own words

Bar Harbor Bankshares (NYSE American: BHB) operates as a regional community bank holding company headquartered in Maine with its primary subsidiary, Bar Harbor Bank & Trust. The company maintains a website at www.barharbor.bank and serves customers across Maine, New Hampshire, and Vermont through more than 60 full-service branch locations and wealth management offices.

The Bank provides comprehensive financial services including commercial lending, residential mortgage origination, consumer banking, deposit products, trust and wealth management services, and retail brokerage offerings. The company serves approximately 48,000 customers in Maine, 73,000 in New Hampshire, and 23,000 in Vermont. As of December 31, 2025, the company employed 530 full-time equivalent employees across its operations.

Bar Harbor's loan portfolio totaled approximately $3.6 billion as of year-end 2025, with significant exposure to commercial real estate representing 51 percent of commercial loans, accommodation and food services at 22 percent, and healthcare and social assistance at 4 percent. The company maintains a diversified deposit base of approximately $3.5 billion in average balances, comprising non-interest bearing demand deposits, interest-bearing demand accounts, savings accounts, money market deposits, and certificates of deposit.

The company's trust and wealth management subsidiary, Bar Harbor Wealth Management, manages approximately $3.0 billion in assets under management as of December 31, 2025. The company also operates Bar Harbor Financial Services as a branch office of Osaic Institutions, Inc., providing brokerage services, insurance products, and financial planning to customers.

The company's business model emphasizes relationship-focused community banking with local decision-making authority, combining technology capabilities of larger institutions with personalized service. The company recently celebrated the 139th anniversary of the Bank's founding and maintains a strategic focus on credit quality, risk management, and organic growth within its established Northern New England markets characterized by tourism, agriculture, fishing, healthcare, and small business activity.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
BAR HARBOR, ME
Fiscal year end
December
CIK
743367
SIC
6022

Financial performance, year by year

Fiscal 2013–2025 · USD
$-19.34M$38.68M$96.70M$154.72M$212.75M2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns BAR HARBOR BANKSHARES — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

168
funds hold it
0 of 35
superinvestors hold it
$163.16M
held by funds, at market
26.9%
of shares held by funds

Largest fund holders · BAR HARBOR BANKSHARES’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.02%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.01%of fund net assets
U.S. SMALL CAP VALUE PORTFOLIO
DFSVX · DFA INVESTMENT DIMENSIONS GROUP INC
0.04%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
0.03%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do BAR HARBOR BANKSHARES and its peers compare on margins and cash generation over ten years?”
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