BayFirst Financial Corp.
BayFirst Financial Corp. (Nasdaq: BAFN) is a bank holding company operating through its wholly owned subsidiary, BayFirst National Bank, which provides banking services to consumers, small and medium-sized businesses, and professionals, primarily in Florida’s Tampa Bay and Sarasota region. The Bank offers checking,… From the company’s description.
Over the twelve months to Jun 30, 2026, BayFirst Financial Corp. reported revenue of $33.10M, down 66.1% from a year earlier, and a net loss of $61.59M. Its pre-tax margin was −250.5%. In fiscal 2025, it reported revenue of $63.05M, down 36.0% from fiscal 2024, and a net loss of $24.57M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What BayFirst Financial Corp. does
In the company’s own words
BayFirst Financial Corp. (Nasdaq: BAFN) is a bank holding company operating through its wholly owned subsidiary, BayFirst National Bank, which provides banking services to consumers, small and medium-sized businesses, and professionals, primarily in Florida’s Tampa Bay and Sarasota region. The Bank offers checking, savings, money market and certificate-of-deposit accounts, online and cash-management services, and commercial, consumer and real-estate loans, including healthcare-focused financing and home mortgages. It also provides SBA 504 and USDA-guaranteed lending through its community banking centers. The company reports community banking as its operating business and serves customers through 12 banking centers. At December 31, 2025, BayFirst had $1.30 billion in consolidated assets and 145 employees. Its bank began operations in 1999, and the holding company acquired it in 2000; the Bank converted from a Florida state charter to a national banking association in 2022.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- ST PETERSBURG, FL
- Fiscal year end
- December
- CIK
- 1649739
- SIC
- 6022
Financial performance, year by year
Fiscal 2021–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns BayFirst Financial Corp. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · BayFirst Financial Corp.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
Compare this company with peers, find it in your funds and follow its financial history with your connected AI:
- “How do BayFirst Financial Corp. and its peers compare on margins and cash generation over ten years?”
- “Where did five years of BayFirst Financial Corp.'s earnings go — cash, debt, buybacks, reinvestment?”
- “What changed in BayFirst Financial Corp.'s last four quarterly filings that the numbers alone won't show?”
