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Companies / Financials / BCB BANCORP INC
BCBP

BCB BANCORP INC

FinancialsBanks & Brokers
Ticker BCBPBAYONNE, NJFiscal year ends DecemberBook value per share $16.90Diluted shares 17.3M

BCB Bancorp, Inc. (NASDAQ: BCBP) operates as a community-oriented financial institution headquartered in New Jersey with a digital presence at www.bcb.bank. The company serves as the holding company parent of BCB Community Bank, which opened for business in November 2000 as Bayonne Community Bank before rebranding in… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$101.60M
+7.0% year over year
Last 12 mo $100.44M
-18.01%
−45.7 percentage points
Last 12 mo -23.15%
$-12.53M
−167.3% year over year
Last 12 mo $-17.64M
-4.12%
−9.9 percentage points
Last 12 mo -6.04%
Cash & financing
$35.92M
−47.0% year over year
Last 12 mo $35.33M
$34.87M
−47.6% year over year
Last 12 mo $34.22M
8.93
Was 8.62× a year earlier
Last 12 mo 0.15
17.2M
+1.0% year over year
Last 12 mo 17.3M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What BCB BANCORP INC does

In the company’s own words

BCB Bancorp, Inc. (NASDAQ: BCBP) operates as a community-oriented financial institution headquartered in New Jersey with a digital presence at www.bcb.bank. The company serves as the holding company parent of BCB Community Bank, which opened for business in November 2000 as Bayonne Community Bank before rebranding in 2007.

As of December 31, 2025, BCB Bancorp maintains consolidated assets of $3.279 billion, deposits of $2.674 billion, and stockholders' equity of $304.3 million. The company operates 27 banking branches across New Jersey and New York, with locations spanning Hudson, Middlesex, Bergen, Essex, Monmouth, Morris, and Union counties in New Jersey, plus branches in Staten Island and Hicksville, New York. The company employs 329 total employees, comprising 295 full-time and 34 part-time staff, with approximately 61 percent female and 39 percent male representation.

BCB Community Bank's core business centers on offering FDIC-insured deposit products and investing deposited funds in loans and investment securities. The bank provides comprehensive lending services including commercial and multi-family real estate loans, one-to-four family residential mortgages, construction loans, commercial business loans, home equity products, and consumer loans. The loan portfolio emphasizes real estate-based lending, with commercial and multi-family real estate loans representing the primary growth driver. As of December 31, 2025, total loans outstanding reached $2.726 billion.

On the deposit side, the bank attracts consumer and commercial deposits through various instruments including demand accounts, savings accounts, money market accounts, and certificates of deposit. The company also offers retail and commercial banking services such as wire transfers, online and mobile banking, debit cards, and automated teller services.

The company maintains three non-bank subsidiaries: BCB Holding Company Investment Corp., which holds authorized securities; BCB Capital Finance Group, LLC; and Special Asset REO 2, LLC. BCB Bancorp operates as a well-capitalized institution subject to extensive regulation by the Board of Governors of the Federal Reserve System, with the bank maintaining membership in the Federal Home Loan Bank System.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
BAYONNE, NJ
Fiscal year end
December
CIK
1228454
SIC
6035

Financial performance, year by year

Fiscal 2013–2025 · USD
$-30.96M$9.00M$48.95M$88.90M$128.86M2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns BCB BANCORP INC — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

123
funds hold it
0 of 35
superinvestors hold it
$36.11M
held by funds, at market
19.0%
of shares held by funds
1
bond issues held by funds

Largest fund holders · BCB BANCORP INC’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
U.S. SMALL CAP VALUE PORTFOLIO
DFSVX · DFA INVESTMENT DIMENSIONS GROUP INC
0.01%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
0.01%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

BCB BANCORP INC’s bonds, as funds hold them

Funds report holding 1 issues of BCB BANCORP INC’s debt, $8.59M at market value — what funds hold, not the company’s total debt.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do BCB BANCORP INC and its peers compare on margins and cash generation over ten years?”
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