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Companies / Financials / Better Home & Finance Holding Co
BETR

Better Home & Finance Holding Co

FinancialsBanks & Brokers
Ticker BETRNEW YORK, NYFiscal year ends DecemberBook value per share $3.30Diluted shares 17.5M

Better Home & Finance Holding Company (Nasdaq: BETR) is a technology-enabled homeownership company offering mortgage, home equity and related services through its digital platform. Its Home Finance business originates purchase, refinance, cash-out refinance, debt-consolidation and home-equity loans, which it sells to… From the company’s description.

Over the twelve months to Jun 30, 2026, Better Home & Finance Holding Co reported revenue of $190.37M, up 45.7% from a year earlier, and a net loss of $179.95M. Operations used $154.77M in cash. In fiscal 2025, it reported revenue of $164.87M, up 52.0% from fiscal 2024, and a net loss of $165.87M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$164.87MFY2025
+52.0% year over year
Last 12 mo $190.37M
0.00%FY2025
$-165.87MFY2025
+19.6% year over year
Last 12 mo $-179.95M
-446.10%FY2025
−800.7 percentage points
Last 12 mo -310.81%
Cash & financing
$-166.57MFY2025
+56.2% year over year
Last 12 mo $-154.77M
$-177.80MFY2025
+54.4% year over year
Last 12 mo $-165.46M
16.42FY2025
Was -13.13× a year earlier
Last 12 mo 11.28
15.4MFY2025
+1.6% year over year
Last 12 mo 17.5M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Better Home & Finance Holding Co does

In the company’s own words

Better Home & Finance Holding Company (Nasdaq: BETR) is a technology-enabled homeownership company offering mortgage, home equity and related services through its digital platform. Its Home Finance business originates purchase, refinance, cash-out refinance, debt-consolidation and home-equity loans, which it sells to loan purchasers including government-sponsored enterprises, banks and other investors. The Tinman AI Platform provides mortgage origination technology and related workflow services to strategic partners, while Better Plus connects customers with real estate agents, title and settlement services, and homeowners insurance through third parties. The company also offers residential mortgages and related financial products in the United Kingdom through Birmingham Bank and related businesses, while exiting non-core international operations. Its proprietary Tinman platform supports underwriting, processing, compliance and loan workflows, and its voice-based AI assistant Betsy helps customers with mortgage applications. Better serves customers directly online and through partner and relationship-based channels. In 2025, revenue was $164.9 million, funded loan volume was $4.7 billion, and the company had approximately 1,329 team members. Its website is www.better.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
NEW YORK, NY
Fiscal year end
December
CIK
1835856
SIC
6163

Financial performance, year by year

Fiscal 2021–2025 · USD
$-1.00B$-626.06M$-249.53M$127.00M$503.53M20212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Better Home & Finance Holding Co — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

88
funds hold it
0 of 35
superinvestors hold it
$35.49M
held by funds, at market
9.2%
of shares held by funds

Largest fund holders · Better Home & Finance Holding Co’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
—of fund net assets
0.01%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

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