Better Home & Finance Holding Co
Better Home & Finance Holding Company (NASDAQ: BETR) operates as a technology-enabled homeownership platform designed to simplify and digitize the residential mortgage and related financial services industry. The company's website is www.better.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Better Home & Finance Holding Co does
In the company’s own words
Better Home & Finance Holding Company (NASDAQ: BETR) operates as a technology-enabled homeownership platform designed to simplify and digitize the residential mortgage and related financial services industry. The company's website is www.better.com.
The company provides a comprehensive suite of homeownership products and services spanning the entire lifecycle of property ownership, including mortgage origination for home purchases and refinances, home equity lines of credit, and complementary services through its Better Plus offering. Better Home & Finance originates residential mortgage loans conforming to the standards of Fannie Mae and Freddie Mac, as well as Federal Housing Administration-insured loans, Department of Veterans Affairs-guaranteed loans, and jumbo loans. The company manufactures loans for sale into a network of secondary market purchasers rather than retaining them on its balance sheet.
The company's proprietary technology platform, Tinman, serves as the backbone of its operations, integrating customer-facing applications with internal operational tools and third-party systems to automate and streamline mortgage origination workflows. Tinman incorporates artificial intelligence and automation capabilities, including a voice-based AI assistant called Betsy that helps customers with mortgage applications. The platform aggregates customer and property data, applies automated decisioning logic, and orchestrates underwriting, processing, and closing activities.
Better Home & Finance reaches customers through two primary distribution channels: direct-to-consumer digital marketing under the Better brand, and a platform channel serving third-party strategic partners and in-market originations. The company also offers technology licensing arrangements through its Tinman AI Platform, allowing partners to integrate the technology into their existing operations.
As of December 31, 2025, the company employed approximately 1,329 team members across the United States, India, and the United Kingdom. For the year ended December 31, 2025, the company generated funded loan volume of $4.7 billion and revenue of $164.9 million. The company also maintains operations in the United Kingdom through its subsidiary Birmingham Bank, though it is in the process of exiting non-core international operations.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- NEW YORK, NY
- Fiscal year end
- December
- CIK
- 1835856
- SIC
- 6163
Financial performance, year by year
Fiscal 2021–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Better Home & Finance Holding Co — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Better Home & Finance Holding Co’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
Compare this company with peers, find it in your funds and follow its financial history with your connected AI:
- “How do Better Home & Finance Holding Co and its peers compare on margins and cash generation over ten years?”
- “Where did five years of Better Home & Finance Holding Co's earnings go — cash, debt, buybacks, reinvestment?”
- “What changed in Better Home & Finance Holding Co's last four quarterly filings that the numbers alone won't show?”
