BV Financial, Inc.
BV Financial, Inc. (Nasdaq: BVFL) is a bank holding company that operates primarily through its wholly owned subsidiary, BayVanguard Bank, a Maryland-chartered commercial bank serving consumers and businesses. The bank takes deposits and uses them, along with funds from operations, to make commercial real estate and… From the company’s description.
Over the twelve months to Jun 30, 2026, BV Financial, Inc. reported revenue of $40.22M, up 3.9% from a year earlier, and net income of $13.09M. Its pre-tax margin was 47.3%. In fiscal 2025, it reported revenue of $39.62M, up 5.1% from fiscal 2024, and net income of $13.49M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What BV Financial, Inc. does
In the company’s own words
BV Financial, Inc. (Nasdaq: BVFL) is a bank holding company that operates primarily through its wholly owned subsidiary, BayVanguard Bank, a Maryland-chartered commercial bank serving consumers and businesses. The bank takes deposits and uses them, along with funds from operations, to make commercial real estate and residential mortgage loans, as well as commercial, construction and land, marine, farm and consumer loans; it also invests in securities. Its deposit products include checking, money market, savings and certificate of deposit accounts. The company’s lending activities serve local customers and businesses, while its investment real estate group also originates larger loans outside Maryland. BV Financial reports its operations through its banking business rather than separate reportable operating segments. At December 31, 2025, it had $912.2 million in assets and $754.9 million in loans. The bank traces its origins to 1873; BV Financial was formed in 2005 and became fully publicly owned in 2023 following a mutual holding company conversion. Its website is www.bayvanguard.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- BALTIMORE, MD
- Fiscal year end
- December
- CIK
- 1302387
- SIC
- 6035
Financial performance, year by year
Fiscal 2023–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns BV Financial, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · BV Financial, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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