Capital Bancorp Inc
Capital Bancorp, Inc. (NASDAQ: CBAK) operates as a bank holding company headquartered in Rockville, Maryland, providing comprehensive financial services through its wholly-owned subsidiary Capital Bank, N.A., a national bank chartered in 1999. The company maintains a website at www.capitalbankmd.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Capital Bancorp Inc does
In the company’s own words
Capital Bancorp, Inc. (NASDAQ: CBAK) operates as a bank holding company headquartered in Rockville, Maryland, providing comprehensive financial services through its wholly-owned subsidiary Capital Bank, N.A., a national bank chartered in 1999. The company maintains a website at www.capitalbankmd.com.
The company operates four primary divisions: Commercial Banking, OpenSky™, Windsor Advantage™, and Capital Bank Home Loans. The Commercial Banking division serves businesses, not-for-profit organizations, and entrepreneurs across a geographic corridor extending from Raleigh, North Carolina to Delaware, with significant concentration in the Washington, D.C. and Baltimore metropolitan areas. This division provides commercial and industrial lending, commercial real estate financing, construction lending, and lender finance loans. The division also maintains specialized lending verticals including government-guaranteed SBA and USDA lending conducted nationwide, and operates national deposit verticals serving homeowners associations, title companies, political action committees, and not-for-profit organizations.
OpenSky™ operates a nationwide digital platform providing secured, partially-secured, and unsecured credit cards targeting under-banked populations and individuals rebuilding credit scores. The division serves customers entirely through web-based and mobile applications. Capital Bank Home Loans originates conventional and government-guaranteed residential mortgage loans on a nationwide basis, with approximately 78.5 percent of originations by volume occurring within Maryland, Virginia, Delaware, and Washington, D.C.
Windsor Advantage™, acquired through the October 2024 acquisition of Integrated Financial Holdings, Inc., generates fee-based revenue by providing outsourced SBA and USDA lending platforms to community banks and credit unions. As of December 31, 2025, Windsor Advantage™ maintained a servicing portfolio of $3.1 billion.
The company operates through seven full-service banking locations, three loan production offices, three government loan servicing offices, and one credit card operations office. As of December 31, 2025, Capital Bancorp employed 459 persons, of which 434 were full-time employees. The company has been recognized as a Best Bank to Work For by American Banker for six of the past seven years and received an "outstanding" Community Reinvestment Act rating in April 2024.
Company details
- Sector
- Financials
- Industry
- Commercial Banks
- Headquarters
- Rockville, MD
- Fiscal year end
- December
- CIK
- 1419536
- SIC
- 6021
Financial performance, year by year
Fiscal 2018–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Capital Bancorp Inc — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Capital Bancorp Inc’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
Compare this company with peers, find it in your funds and follow its financial history with your connected AI:
- “How do Capital Bancorp Inc and its peers compare on margins and cash generation over ten years?”
- “Where did five years of Capital Bancorp Inc's earnings go — cash, debt, buybacks, reinvestment?”
- “What changed in Capital Bancorp Inc's last four quarterly filings that the numbers alone won't show?”
