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Companies / Financials / Capital Bancorp Inc
CBNK

Capital Bancorp Inc

FinancialsCommercial Banks
Ticker CBNKRockville, MDFiscal year ends DecemberBook value per share $26.25Diluted shares 16.4M

Capital Bancorp, Inc. (Nasdaq: CBNK) is a bank holding company operating primarily through Capital Bank, N.A., a commercial-focused community bank serving businesses, nonprofits, entrepreneurs and consumers across the Washington, D.C. and Baltimore regions and other markets. Its four reporting segments are Commercial… From the company’s description.

Over the twelve months to Sep 30, 2026, Capital Bancorp Inc reported revenue of $258.92M, up 8.5% from a year earlier, and net income of $54.43M. Its pre-tax margin was 50.2%. In fiscal 2025, it reported revenue of $245.18M, up 31.7% from fiscal 2024, and net income of $57.17M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$245.18MFY2025
+31.7% year over year
Last 12 mo $258.92M
30.64%FY2025
+32.6 percentage points
Last 12 mo 50.20%
$57.17MFY2025
+84.6% year over year
Last 12 mo $54.43M
14.23%FY2025
+5.5 percentage points
Last 12 mo 12.61%
Cash & financing
$69.72MFY2025
+99.6% year over year
Last 12 mo $70.62M
$69.72MFY2025
+99.6% year over year
Last 12 mo $70.62M
7.83FY2025
Was 7.87× a year earlier
Last 12 mo 7.70
16.8MFY2025
+14.5% year over year
Last 12 mo 16.4M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Capital Bancorp Inc does

In the company’s own words

Capital Bancorp, Inc. (Nasdaq: CBNK) is a bank holding company operating primarily through Capital Bank, N.A., a commercial-focused community bank serving businesses, nonprofits, entrepreneurs and consumers across the Washington, D.C. and Baltimore regions and other markets. Its four reporting segments are Commercial Banking, OpenSky, Windsor Advantage and Capital Bank Home Loans. Commercial Banking provides business lending and deposit services, including commercial real estate, construction, lender finance and government-guaranteed lending, while OpenSky offers nationwide secured, partially secured and unsecured credit cards, particularly to people building or rebuilding credit. Capital Bank Home Loans originates residential mortgages, primarily for sale, and Windsor Advantage provides outsourced SBA and USDA loan servicing, processing and packaging for banks and credit unions. The company serves customers through branches and offices in several states, alongside nationwide digital and specialized lending and deposit channels. It completed its acquisition of Integrated Financial Holdings in 2024, bringing Windsor Advantage into the company. At December 31, 2025, it employed 459 people, and Windsor Advantage’s servicing portfolio totaled $3.1 billion. Its website is www.capitalbankmd.com.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
Rockville, MD
Fiscal year end
December
CIK
1419536
SIC
6021

Financial performance, year by year

Fiscal 2018–2025 · USD
$-25.89M$51.78M$129.46M$207.14M$284.81M20182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Capital Bancorp Inc — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

153
funds hold it
0 of 35
superinvestors hold it
$94.25M
held by funds, at market
17.1%
of shares held by funds

Largest fund holders · Capital Bancorp Inc’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
BALLAST SMALL/MID CAP ETF
MGMT · Unified Series Trust
2.74%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Capital Bancorp Inc and its peers compare on margins and cash generation over ten years?”
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