Capital One
Capital One Financial Corporation (NYSE: COF) operates as a diversified financial services holding company headquartered in McLean, Virginia, with its principal operating subsidiary being Capital One, National Association, a nationally chartered bank. The company maintains a website at www.capitalone.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Capital One does
In the company’s own words
Capital One Financial Corporation (NYSE: COF) operates as a diversified financial services holding company headquartered in McLean, Virginia, with its principal operating subsidiary being Capital One, National Association, a nationally chartered bank. The company maintains a website at www.capitalone.com.
The company is the largest issuer of credit cards in the United States based on outstanding credit card loan balances and ranks among the nation's largest banks by deposits. Capital One delivers financial products and services to consumers, small businesses, and commercial clients through digital channels, branch locations, cafés, call centers, and automated teller machines across the United States and internationally.
Capital One's business is organized into three primary segments. The Credit Card segment encompasses domestic consumer card lending, personal loans, domestic small business card lending, and international card operations in the United Kingdom and Canada. The Consumer Banking segment includes deposit gathering and lending activities for consumers and small businesses, national auto lending, and services provided through the Global Payment Network. The Commercial Banking segment serves commercial real estate and commercial and industrial customers, typically companies with annual revenues between $20 million and $2 billion, offering lending, deposit gathering, capital markets, and treasury management services.
In May 2025, Capital One completed its acquisition of Discover Financial Services, significantly expanding its market presence. Through this transaction, the company acquired the Discover Network, which processes credit and debit card transactions; the PULSE Network, an electronic funds transfer network providing ATM and merchant acceptance services; Diners Club International, a global payments network; and various network partnerships. The company also acquired approximately $108.2 billion in loans held for investment and $106.9 billion in deposits assumed from Discover.
Capital One operates internationally through Capital One (Europe) plc in the United Kingdom and through a Canadian branch, both authorized to provide credit card loans. The company's Global Payment Network earns fees from network participants and processes transactions for Bank-issued cards on its networks. The company competes across highly competitive markets against national and regional banks, credit unions, automotive finance companies, and emerging financial technology providers, competing primarily on product quality, innovation, transaction execution, and pricing.
Company details
- Sector
- Financials
- Industry (SIC)
- Commercial Banks
- Headquarters
- MCLEAN, VA
- Fiscal year end
- December
- CIK
- 927628
- SIC
- 6021
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Capital One — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Superinvestors in Capital One · what they did last quarter
Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.
Largest fund holders · Capital One’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Capital One’s bonds, as funds hold them
Funds report holding 35 issues of Capital One’s debt, $9.88B at market value — what funds hold, not the company’s total debt. Weighted-average coupon 5.12%, maturing 2026 to 2037.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
Compare this company with peers, find it in your funds and follow its financial history with your connected AI:
- “How do Capital One and its peers compare on margins and cash generation over ten years?”
- “Where did five years of Capital One's earnings go — cash, debt, buybacks, reinvestment?”
- “What changed in Capital One's last four quarterly filings that the numbers alone won't show?”