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Companies / Financials / Catalyst Bancorp, Inc.
CLST

Catalyst Bancorp, Inc.

FinancialsBanks & Brokers
Ticker CLSTOPELOUSAS, LABook value per share $22.63Diluted shares 3.6M

Catalyst Bancorp, Inc. (NASDAQ: CLST) operates as a bank holding company headquartered in Louisiana with its principal subsidiary, Catalyst Bank, a federally chartered community-oriented savings bank. The company maintains its website at www.catalystbank.com. From the company’s description.

Fiscal year 2025Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$11.15M
+95.4% year over year
Last 12 mo $11.27M
22.46%
+92.3 percentage points
Last 12 mo 22.28%
$2.05M
+166.4% year over year
Last 12 mo $2.03M
2.51%
+6.4 percentage points
Last 12 mo 2.46%
Cash & financing
$3.29M
+3.6% year over year
Last 12 mo $3.33M
$3.10M
+13.0% year over year
Last 12 mo $3.24M
2.45
Was 2.43× a year earlier
Last 12 mo 0.12
3.7M
−6.7% year over year
Last 12 mo 3.6M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Catalyst Bancorp, Inc. does

In the company’s own words

Catalyst Bancorp, Inc. (NASDAQ: CLST) operates as a bank holding company headquartered in Louisiana with its principal subsidiary, Catalyst Bank, a federally chartered community-oriented savings bank. The company maintains its website at www.catalystbank.com.

Catalyst Bank was originally organized in 1922 under the name St. Landry Homestead Federal Savings Bank and changed its name to Catalyst Bank in June 2022. Catalyst Bancorp was incorporated in February 2021 as part of the bank's conversion from mutual to stock form of organization, which was completed in October 2021. The company completed its initial public offering concurrent with the conversion, issuing 5.29 million shares of common stock.

The bank operates six full-service branch offices located in St. Landry Parish and Lafayette Parish in the Acadiana region of south-central Louisiana, with branches in Opelousas, Eunice, Port Barre, Carencro, and Lafayette. The newest branches in Carencro and Lafayette opened in October 2020 and November 2021, respectively.

Catalyst Bank's core business involves attracting deposits and deploying those funds into loans and investment securities. The loan portfolio totaled $170.2 million as of December 31, 2025, representing 60.2 percent of total assets. Historically focused on single-family residential mortgage lending, the bank has shifted its strategy since 2021 toward a full-service community bank model emphasizing commercial real estate, multi-family residential, and commercial and industrial loans to small and mid-sized businesses. The loan portfolio composition includes single-family residential mortgages at 47.1 percent, commercial real estate and multi-family residential loans at 22.4 percent, commercial and industrial loans at 18.3 percent, construction and land loans at 11.0 percent, and consumer loans at 1.2 percent.

The company's investment securities portfolio totaled $65.4 million as of December 31, 2025, consisting primarily of mortgage-backed securities and U.S. government and federal agency obligations. Total deposits averaged $179.5 million during 2025. The company employed 49 full-time equivalent employees as of December 31, 2025. The bank serves customers in the Acadiana region, which has diversified economically beyond traditional oil and gas industries to include healthcare, technology, manufacturing, and education sectors.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
OPELOUSAS, LA
CIK
1849867
SIC
6035

Financial performance, year by year

Fiscal 2021–2025 · USD
$-4.52M$-0.22M$4.09M$8.40M$12.70M20212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Catalyst Bancorp, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

9
funds hold it
0 of 35
superinvestors hold it
$3.78M
held by funds, at market
5.7%
of shares held by funds

Largest fund holders · Catalyst Bancorp, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
Fidelity Extended Market Index Fund
FSMAX · Fidelity Concord Street Trust
0.00%of fund net assets
iShares Micro-Cap ETF
IWC · iShares Trust
0.01%of fund net assets
Fidelity Total Market Index Fund
FSKAX · Fidelity Concord Street Trust
0.00%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Catalyst Bancorp, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Catalyst Bancorp, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Catalyst Bancorp, Inc.'s last four quarterly filings that the numbers alone won't show?”
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