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Companies / Consumer Discretionary / CATO CORP
CATO

CATO CORP

Consumer DiscretionaryRetail
Ticker CATOCHARLOTTE, NCFiscal year ends JanuaryBook value per share $8.51Diluted shares 19.7M

Cato Corporation (NYSE: CATO) operates a fashion specialty retail business primarily serving value-conscious consumers in the southeastern United States. The company's website is located at www.catofashions.com. Founded in 1946, Cato has established itself as a leading fashion retailer offering quality apparel and… From the company’s description.

Fiscal year 2026 · ends 01-30Changes are against fiscal 2025The amber dot is the latest twelve months, to 2026-08-01
Sales & profitability
$653.81M
+0.6% year over year
Last 12 mo $643.67M
-2.15%
+2.1 percentage points
Last 12 mo -2.28%
$-5.91M
+67.3% year over year
Last 12 mo $-5.59M
-3.76%
+7.4 percentage points
Last 12 mo -3.33%
Cash & financing
$-1.46M
+92.6% year over year
Last 12 mo $5.44M
$-5.22M
+81.1% year over year
Last 12 mo $1.63M
—
19.1M
+2.4% year over year
Last 12 mo 19.7M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What CATO CORP does

In the company’s own words

Cato Corporation (NYSE: CATO) operates a fashion specialty retail business primarily serving value-conscious consumers in the southeastern United States. The company's website is located at www.catofashions.com. Founded in 1946, Cato has established itself as a leading fashion retailer offering quality apparel and accessories at everyday low prices across multiple store concepts and e-commerce platforms.

The company operates 1,069 fashion specialty stores across 31 states as of January 31, 2026, under several brand names including Cato, Cato Fashions, Cato Plus, It's Fashion, It's Fashion Metro, and Versona. The Versona concept also includes a Cache shop-within-shop offering elevated fashion items. These stores range from 2,400 to 19,000 square feet and are predominantly located in strip shopping centers anchored by national discounters or market-dominant grocery stores. The company employs approximately 6,700 full-time and part-time associates across its store base, distribution center, and home office operations.

Cato's business is organized into two reportable segments: Retail and Credit. The Retail segment comprises the company's store operations and e-commerce platforms, while the Credit segment manages the company's proprietary credit card program and layaway offerings. Credit and layaway sales represented six percent of retail sales in fiscal 2025.

The company's merchandise strategy emphasizes broad assortment across junior, missy, plus, men, and children sizes, featuring dressy, career, and casual sportswear, dresses, coats, shoes, lingerie, jewelry, and handbags. A significant portion of merchandise is sold under private labels produced by various vendors according to company specifications. The company sources merchandise from approximately 560 suppliers, with the majority coming from approximately 100 primary vendors, with substantial direct sourcing from manufacturers in Southeast Asia and Egypt.

Cato's competitive positioning centers on merchandise assortment and presentation, fashion-forward styling, value pricing, convenient strip center locations, and customer service. The company emphasizes internal promotion, with over eighty percent of store and field management promoted from within, supporting operational continuity and associate development.

Company details
Sector
Consumer Discretionary
Industry
Retail
Headquarters
CHARLOTTE, NC
Fiscal year end
January
CIK
18255
SIC
5621

Financial performance, year by year

Fiscal 2014–2026 · USD
$-153.34M$164.23M$481.80M$799.38M$1.12B2014201520162017201820192020202120222023202420252026Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns CATO CORP — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

39
funds hold it
0 of 35
superinvestors hold it
$4.76M
held by funds, at market
8.4%
of shares held by funds

Largest fund holders · CATO CORP’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
Ultra-Small Company Fund
BRUSX · Bridgeway Funds, Inc.
0.26%of fund net assets
Fidelity Extended Market Index Fund
FSMAX · Fidelity Concord Street Trust
0.00%of fund net assets
U.S. MICRO CAP PORTFOLIO
DFSCX · DFA INVESTMENT DIMENSIONS GROUP INC
0.00%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

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