10x Insights
Loading account…
Companies / Financials / Central Plains Bancshares, Inc.
CPBI

Central Plains Bancshares, Inc.

FinancialsBanks & Brokers
Ticker CPBIGRAND ISLAND, NEFiscal year ends MarchBook value per share $23.63Diluted shares 3.8M

Central Plains Bancshares, Inc. (Nasdaq: CPBI) is the bank holding company for Home Federal Savings and conducts its banking business through the subsidiary, which operates as Home Federal Bank. The bank accepts deposits from individuals and businesses and uses the funds primarily to make residential mortgage and… From the company’s description.

Over the twelve months to Jun 30, 2026, Central Plains Bancshares, Inc. reported revenue of $22.07M, up 12.2% from a year earlier, and net income of $4.50M. Its pre-tax margin was 25.4%. In fiscal 2025, it reported revenue of $21.34M, up 11.7% from fiscal 2024, and net income of $4.00M.

Fiscal year 2025 · ends 03-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$21.34MFY2025
+11.7% year over year
Last 12 mo $22.07M
23.39%FY2025
−0.3 percentage points
Last 12 mo 25.42%
$4.00MFY2025
+9.5% year over year
Last 12 mo $4.50M
4.49%FY2025
+0.1 percentage points
Last 12 mo 4.99%
Cash & financing
$6.69MFY2025
+49.9% year over year
Last 12 mo $6.58M
$5.81MFY2025
+289.4% year over year
Last 12 mo $6.37M
5.17FY2025
Was 4.99× a year earlier
Last 12 mo 5.16
3.8MFY2025
−0.1% year over year
Last 12 mo 3.8M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Central Plains Bancshares, Inc. does

In the company’s own words

Central Plains Bancshares, Inc. (Nasdaq: CPBI) is the bank holding company for Home Federal Savings and conducts its banking business through the subsidiary, which operates as Home Federal Bank. The bank accepts deposits from individuals and businesses and uses the funds primarily to make residential mortgage and commercial real estate loans, alongside commercial, agricultural, construction, land development and consumer loans. It offers checking, savings and certificate of deposit accounts, as well as online and mobile banking, bill payment and Zelle transfers. The company serves southcentral Nebraska through eight branch offices and a drive-up facility, with customers including households, local businesses, property owners and agricultural producers. It has one operating business, community banking, rather than multiple reportable segments. At March 31, 2026, the company had $558.6 million in consolidated assets and $460.4 million in deposits. Home Federal Savings was chartered in 1935; Central Plains Bancshares became a public company in 2023 through the bank’s mutual-to-stock conversion and initial public offering. Its website is www.homefederalne.bank.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
GRAND ISLAND, NE
Fiscal year end
March
CIK
1979332
SIC
6035

Financial performance, year by year

Fiscal 2023–2025 · USD
$-2.21M$4.41M$11.04M$17.66M$24.28M202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Central Plains Bancshares, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

10
funds hold it
0 of 35
superinvestors hold it
$3.68M
held by funds, at market
4.7%
of shares held by funds

Largest fund holders · Central Plains Bancshares, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
Fidelity Extended Market Index Fund
FSMAX · Fidelity Concord Street Trust
—of fund net assets
iShares Micro-Cap ETF
IWC · iShares Trust
0.01%of fund net assets
Fidelity Total Market Index Fund
FSKAX · Fidelity Concord Street Trust
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Central Plains Bancshares, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Central Plains Bancshares, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Central Plains Bancshares, Inc.'s last four quarterly filings that the numbers alone won't show?”
See how it works →All research tools with a subscription. Use your own AI account.