10x Insights
Loading account…
Companies / Financials / CF Bankshares Inc.
CFBK

CF Bankshares Inc.

FinancialsCommercial Banks
Ticker CFBKCOLUMBUS, OHFiscal year ends DecemberBook value per share $31.26Diluted shares 6.4M

CF Bankshares Inc. (Nasdaq: CFBK) is a bank holding company whose principal business is conducted through CFBank, a nationally chartered commercial bank serving closely held businesses, entrepreneurs, consumers and homeowners. CFBank provides commercial loans and equipment leases, commercial and residential real… From the company’s description.

Over the twelve months to Sep 30, 2026, CF Bankshares Inc. reported revenue of $63.81M, up 7.8% from a year earlier, and net income of $22.70M. Its pre-tax margin was 42.9%. In fiscal 2025, it reported revenue of $60.95M, up 17.6% from fiscal 2024, and net income of $17.54M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$60.95MFY2025
+17.6% year over year
Last 12 mo $63.81M
35.32%FY2025
+4.2 percentage points
Last 12 mo 42.92%
$17.54MFY2025
+31.0% year over year
Last 12 mo $22.70M
9.51%FY2025
+1.6 percentage points
Last 12 mo 11.38%
Cash & financing
$18.69MFY2025
+31.7% year over year
Last 12 mo $21.28M
$18.20MFY2025
+30.7% year over year
Last 12 mo $21.04M
10.28FY2025
Was 11.06× a year earlier
Last 12 mo 9.88
6.3MFY2025
+0.4% year over year
Last 12 mo 6.4M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What CF Bankshares Inc. does

In the company’s own words

CF Bankshares Inc. (Nasdaq: CFBK) is a bank holding company whose principal business is conducted through CFBank, a nationally chartered commercial bank serving closely held businesses, entrepreneurs, consumers and homeowners. CFBank provides commercial loans and equipment leases, commercial and residential real estate lending, residential mortgage loans, treasury management, deposit accounts and full-service commercial and retail banking, alongside online and mobile banking and remote deposit services. It operates primarily in the Columbus, Cleveland, Cincinnati and Akron, Ohio, and Indianapolis, Indiana, metropolitan areas. The company reports its banking operations as a single business, with lending and deposit services as its core activities. Its loan portfolio includes commercial, commercial real estate, multifamily, construction, single-family residential and consumer loans; it also originates residential mortgages for sale. At December 31, 2025, the company had $2.1 billion in assets and 104 full- and part-time employees. CF Bankshares was organized in 1998 as the holding company for a bank founded in 1892; the bank converted to a national bank in 2016.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
COLUMBUS, OH
Fiscal year end
December
CIK
1070680
SIC
6021

Financial performance, year by year

Fiscal 2011–2025 · USD
$-14.75M$13.22M$41.19M$69.16M$97.12M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns CF Bankshares Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

104
funds hold it
0 of 35
superinvestors hold it
$26.38M
held by funds, at market
12.6%
of shares held by funds

Largest fund holders · CF Bankshares Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.01%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do CF Bankshares Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of CF Bankshares Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in CF Bankshares Inc.'s last four quarterly filings that the numbers alone won't show?”
See how it works →All research tools with a subscription. Use your own AI account.