CF BANKSHARES INC.
CF Bankshares Inc. (NASDAQ: CFBK) operates as a bank holding company for CFBank, National Association, a nationally chartered commercial bank with roots tracing back to 1892. The company maintains its website at www.cfbankshares.com and serves as a boutique financial institution focused on closely held businesses and… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What CF BANKSHARES INC. does
In the company’s own words
CF Bankshares Inc. (NASDAQ: CFBK) operates as a bank holding company for CFBank, National Association, a nationally chartered commercial bank with roots tracing back to 1892. The company maintains its website at www.cfbankshares.com and serves as a boutique financial institution focused on closely held businesses and entrepreneurs across five major metropolitan markets: Columbus, Cleveland, Cincinnati, and Akron in Ohio, as well as Indianapolis in Indiana.
CFBank provides comprehensive commercial, retail, and mortgage lending services alongside treasury management and depository services. The bank's loan portfolio totaled approximately $1.8 billion as of year-end 2025, with commercial, commercial real estate, and multi-family mortgage loans representing the largest segment at 72.1% of gross loans. Single-family residential mortgage loans comprised 25.3% of the portfolio, while consumer loans accounted for 2.6%. The bank originates loans across multiple product lines including SBA-guaranteed loans, construction financing, and home equity lines of credit, with fixed-rate loans typically limited to three to five-year terms while adjustable-rate products offer longer maturities.
The company distinguishes itself through a relationship-based banking model emphasizing individualized service and direct customer access to decision-makers, positioning itself as offering the sophistication of larger institutions without excessive bureaucracy. CFBank offers digital banking capabilities including online and mobile banking platforms alongside traditional branch services.
As of December 31, 2025, the company maintained total assets of $2.1 billion and stockholders' equity of $184.4 million. The organization employed 98 full-time and six part-time employees. Deposits represented the primary funding source, with certificates of deposit and money market accounts comprising the largest portions of the deposit base. The company also utilizes Federal Home Loan Bank advances and maintains borrowing capacity through various credit facilities to support liquidity and asset growth objectives.
CFBank operates under regulation by the Office of the Comptroller of the Currency as a national bank, while CF Bankshares Inc. operates as a registered bank holding company subject to Federal Reserve oversight.
Company details
- Sector
- Financials
- Industry
- Commercial Banks
- Headquarters
- COLUMBUS, OH
- Fiscal year end
- December
- CIK
- 1070680
- SIC
- 6021
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns CF BANKSHARES INC. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · CF BANKSHARES INC.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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