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Companies / Financials / Citigroup
C

Citigroup

FinancialsCommercial BanksS&P 500
Ticker CNEW YORK, NYFiscal year ends DecemberBook value per share $120.75Diluted shares 1.8B

Citigroup Inc. (NYSE: C) is a global financial services holding company serving consumers, corporations, governments and institutions in nearly 160 countries and jurisdictions. Its offerings include consumer banking and credit, corporate and investment banking, securities brokerage, trade and securities services, and… From the company’s description.

In fiscal 2025, Citigroup reported revenue of $85.22B, up 5.0% from fiscal 2024, and net income of $14.31B. Its pre-tax margin was 23.9%. Over the twelve months to Jun 30, 2026, revenue was $91.36B.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$85.22BFY2025
+5.0% year over year
Last 12 mo $91.36B
23.93%FY2025
+2.3 percentage points
Last 12 mo 27.19%
$14.31BFY2025
+12.8% year over year
Last 12 mo $17.84B
6.73%FY2025
+0.6 percentage points
Last 12 mo 8.41%
Cash & financing
$-67.63BFY2025
−243.9% year over year
Last 12 mo $-18.30B
$-74.15BFY2025
−183.4% year over year
Last 12 mo $-24.51B
8.34FY2025
Was 7.77× a year earlier
Last 12 mo 1.90
1.9BFY2025
−3.5% year over year
Last 12 mo 1.8B

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Citigroup does

In the company’s own words

Citigroup Inc. (NYSE: C) is a global financial services holding company serving consumers, corporations, governments and institutions in nearly 160 countries and jurisdictions. Its offerings include consumer banking and credit, corporate and investment banking, securities brokerage, trade and securities services, and wealth management. The company reports five business segments: Services, which provides cash management, payments, trade finance and securities services; Markets, which offers sales, trading, market-making, financing and prime brokerage; Banking, which provides corporate lending and investment banking; Wealth; and U.S. Personal Banking, which includes branded cards and retail services. In 2025, these segments generated revenues of $21.3 billion, $22.0 billion, $8.2 billion, $8.6 billion and $21.0 billion, respectively. Activities outside the segments are reported in All Other. Citigroup reported $85.2 billion in revenue for 2025 and had $2.66 trillion in assets at year-end. The company’s history dates to the 1812 founding of the City Bank of New York. Its website is www.citigroup.com.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
NEW YORK, NY
Fiscal year end
December
CIK
831001
SIC
6021

Financial performance, year by year

Fiscal 2013–2025 · USD
$-16.49B$12.92B$42.34B$71.75B$101.16B2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Citigroup — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

1.2K
funds hold it
1 of 35
superinvestors hold it
$68.27B
held by funds, at market
30.2%
of shares held by funds
170
bond issues held by funds

Superinvestors in Citigroup · what they did last quarter

Bill NygrenDECREASED -5.6%
Harris Associates (Oakmark)
1.6%of 13F portfolio

Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.

Largest fund holders · Citigroup’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.30%of fund net assets
VANGUARD 500 INDEX FUND
VOO · VANGUARD INDEX FUNDS
0.34%of fund net assets
iShares Core S&P 500 ETF
IVV · iShares Trust
0.37%of fund net assets
Fidelity 500 Index Fund
FXAIX · Fidelity Concord Street Trust
0.34%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Citigroup’s bonds, as funds hold them

Funds report holding 170 issues of Citigroup’s debt, $29.73B at market value — what funds hold, not the company’s total debt. Weighted-average coupon 5.31%, maturing 2026 to 2098.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Citigroup and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Citigroup's earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Citigroup's last four quarterly filings that the numbers alone won't show?”
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