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Companies / Financials / Citigroup
C

Citigroup

FinancialsCommercial BanksS&P 500
Ticker CNEW YORK, NYFiscal year ends DecemberBook value per share $120.75Diluted shares 1.8B

Citigroup Inc. (NYSE: C) operates as a leading global financial services company providing a comprehensive range of banking, investment, and wealth management services to consumers, corporations, and governments worldwide. The company maintains its principal operations through multiple business segments that serve… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$85.22B
+5.0% year over year
Last 12 mo $91.36B
23.93%
+2.3 percentage points
Last 12 mo 27.19%
$14.31B
+12.8% year over year
Last 12 mo $17.84B
6.73%
+0.6 percentage points
Last 12 mo 8.41%
Cash & financing
$-67.63B
−243.9% year over year
Last 12 mo $-18.30B
$-74.15B
−183.4% year over year
Last 12 mo $-24.51B
8.34
Was 7.77× a year earlier
Last 12 mo 1.90
1.9B
−3.5% year over year
Last 12 mo 1.8B

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Citigroup does

In the company’s own words

Citigroup Inc. (NYSE: C) operates as a leading global financial services company providing a comprehensive range of banking, investment, and wealth management services to consumers, corporations, and governments worldwide. The company maintains its principal operations through multiple business segments that serve institutional and retail clients across more than 160 countries and jurisdictions.

The company's core business encompasses consumer banking, institutional clients group services, and wealth management operations. Citigroup serves millions of customers globally, offering products and services including retail banking, credit cards, mortgages, investment banking, trading, asset management, and advisory services. The organization maintains a substantial international presence, with significant operations in Asia, Europe, Latin America, and North America, reflecting its position as one of the world's most geographically diversified financial institutions.

Citigroup traces its heritage through a series of transformative mergers and combinations, most notably the 1998 merger between Citicorp and Travelers Group, which created the modern Citigroup entity. The company subsequently divested its insurance operations and underwent significant restructuring to focus on its core financial services businesses. The organization was originally incorporated in Delaware in 1988 under the name Commercial Credit Group, Inc., before adopting the Citigroup Inc. name following its major corporate transformations.

The company's business model centers on leveraging its global platform, extensive client relationships, and diversified product offerings to generate revenue across multiple business lines and geographies. Citigroup maintains competitive advantages through its scale, brand recognition, technological infrastructure, and deep expertise in complex financial transactions and risk management. The organization manages substantial assets under administration and serves as a critical intermediary in global capital markets and financial systems.

The company's website is www.citigroup.com. Citigroup operates with a substantial workforce distributed across its global operations, supporting its mission to serve as a leading financial institution for institutional and individual clients worldwide.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
NEW YORK, NY
Fiscal year end
December
CIK
831001
SIC
6021

Financial performance, year by year

Fiscal 2013–2025 · USD
$-16.49B$12.92B$42.34B$71.75B$101.16B2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Citigroup — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

1.2K
funds hold it
1 of 35
superinvestors hold it
$68.27B
held by funds, at market
30.2%
of shares held by funds
170
bond issues held by funds

Superinvestors in Citigroup · what they did last quarter

Bill NygrenDECREASED -5.6%
Harris Associates (Oakmark)
1.6%of 13F portfolio

Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.

Largest fund holders · Citigroup’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.30%of fund net assets
VANGUARD 500 INDEX FUND
VOO · VANGUARD INDEX FUNDS
0.34%of fund net assets
iShares Core S&P 500 ETF
IVV · iShares Trust
0.37%of fund net assets
Fidelity 500 Index Fund
FXAIX · Fidelity Concord Street Trust
0.34%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Citigroup’s bonds, as funds hold them

Funds report holding 170 issues of Citigroup’s debt, $29.73B at market value — what funds hold, not the company’s total debt. Weighted-average coupon 5.01%, maturing 2026 to 2098.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Citigroup and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Citigroup's earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Citigroup's last four quarterly filings that the numbers alone won't show?”
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