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Companies / Financials / Citizens Financial Group
CFG

Citizens Financial Group

FinancialsBanks & BrokersS&P 500
Ticker CFGPROVIDENCE, RIFiscal year ends DecemberBook value per share $61.14Diluted shares 428.3M

Citizens Financial Group, Inc. (NYSE: CFG) is a bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. Consumer Banking serves consumers and small businesses with deposits, mortgages, home… From the company’s description.

In fiscal 2025, Citizens Financial Group reported revenue of $8.25B, up 5.6% from fiscal 2024, and net income of $1.83B. Over the twelve months to Jun 30, 2026, revenue was $8.73B.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$8.25BFY2025
+5.6% year over year
Last 12 mo $8.73B
0.00%FY2025
$1.83BFY2025
+21.3% year over year
Last 12 mo $2.13B
6.96%FY2025
+0.7 percentage points
Last 12 mo 8.12%
Cash & financing
$2.21BFY2025
+10.5% year over year
Last 12 mo $2.50B
$2.04BFY2025
+8.4% year over year
Last 12 mo $2.35B
7.39FY2025
Was 7.72× a year earlier
Last 12 mo 0.62
436.9MFY2025
−3.7% year over year
Last 12 mo 428.3M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Citizens Financial Group does

In the company’s own words

Citizens Financial Group, Inc. (NYSE: CFG) is a bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. Consumer Banking serves consumers and small businesses with deposits, mortgages, home equity lending, credit cards, small-business loans, wealth management, education and point-of-sale financing, and digital deposit products; Citizens Private Bank and Private Wealth serve affluent individuals, families, investors, entrepreneurs, and businesses. Commercial Banking provides lending and leasing, deposit and treasury management, foreign exchange and risk-management services, payments, loan syndication, corporate finance, advisory, and debt and equity capital markets services to companies and institutions. Its two primary business segments are Consumer Banking and Commercial Banking; other activities include treasury and community development operations. The company distributes services through branches and offices across 14 states and the District of Columbia, alongside digital and national-market offerings. At December 31, 2025, it had $226.4 billion in total assets and $61.9 billion in total client assets. Its website is www.citizensbank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
PROVIDENCE, RI
Fiscal year end
December
CIK
759944
SIC
6022

Financial performance, year by year

Fiscal 2014–2025 · USD
$-872.60M$1.75B$4.36B$6.98B$9.60B201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Citizens Financial Group — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

757
funds hold it
0 of 35
superinvestors hold it
$11.59B
held by funds, at market
40.9%
of shares held by funds
15
bond issues held by funds

Largest fund holders · Citizens Financial Group’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.04%of fund net assets
—of fund net assets
VANGUARD 500 INDEX FUND
VOO · VANGUARD INDEX FUNDS
0.05%of fund net assets
—of fund net assets
VANGUARD MID-CAP INDEX FUND
VO · VANGUARD INDEX FUNDS
0.27%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Citizens Financial Group’s bonds, as funds hold them

Funds report holding 15 issues of Citizens Financial Group’s debt, $2.24B at market value — what funds hold, not the company’s total debt. Weighted-average coupon 3.88%, maturing 2026 to 2037.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Citizens Financial Group and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Citizens Financial Group's earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Citizens Financial Group's last four quarterly filings that the numbers alone won't show?”
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