Citizens, Inc.
Citizens, Inc. (NYSE: CIA) is an insurance holding company that provides life insurance and related financial products to customers in the United States and internationally. Its International Insurance segment sells U.S. dollar-denominated whole life, endowment and other products to non-U.S. residents, primarily in… From the company’s description.
Over the twelve months to Sep 30, 2026, Citizens, Inc. reported revenue of $257.24M, up 4.1% from a year earlier, and net income of $8.76M. Its operating margin was 2.8%, and operations generated $22.08M in cash. In fiscal 2025, it reported revenue of $255.62M, up 4.3% from fiscal 2024, and net income of $14.59M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Citizens, Inc. does
In the company’s own words
Citizens, Inc. (NYSE: CIA) is an insurance holding company that provides life insurance and related financial products to customers in the United States and internationally. Its International Insurance segment sells U.S. dollar-denominated whole life, endowment and other products to non-U.S. residents, primarily in Latin America and the Pacific Rim; this segment generated 64% of consolidated direct premiums in 2025. Its Domestic Insurance segment offers life insurance and financial products, including final expense whole life, critical illness and burial policies, and contributed 36% of direct premiums. Domestic policies are distributed mainly through independent agents and brokers, while international sales rely on independent marketing agencies and consultants. CICA Life, A.I. issues international policies; domestic operations include CICA Life Insurance Company of America, Security Plan Life Insurance Company and Magnolia. The company’s policies were in force in more than 80 foreign countries, and it was licensed to issue products in 43 U.S. states at year-end 2025. Citizens had approximately $1.8 billion in assets and more than $5.4 billion of direct insurance in force at December 31, 2025. Its website is www.citizensinc.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Life Insurance
- Headquarters
- AUSTIN, TX
- Fiscal year end
- December
- CIK
- 24090
- SIC
- 6311
Financial performance, year by year
Fiscal 2011–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Citizens, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Citizens, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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