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Companies / Financials / CLOVER HEALTH INVESTMENTS, CORP.
CLOV

CLOVER HEALTH INVESTMENTS, CORP.

FinancialsInsurance
Ticker CLOVJERSEY CITY, NJFiscal year ends DecemberBook value per share $0.70Diluted shares 540.3M

Clover Health Investments, Corp. (NASDAQ: CLOV) operates as a technology-enabled Medicare Advantage health insurance company serving seniors across the United States. The company's website is www.cloverhealth.com. From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$1.92B
+40.3% year over year
Last 12 mo $2.48B
-4.44%
−1.1 percentage points
Last 12 mo -0.74%
$-85.55M
−98.9% year over year
Last 12 mo $-18.36M
-27.71%
−15.1 percentage points
Last 12 mo -4.88%
Cash & financing
$-66.93M
−292.1% year over year
Last 12 mo $77.03M
$-68.98M
−307.2% year over year
Last 12 mo $74.21M
—
Was 0.00× a year earlier
512.0M
+4.5% year over year
Last 12 mo 540.3M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What CLOVER HEALTH INVESTMENTS, CORP. does

In the company’s own words

Clover Health Investments, Corp. (NASDAQ: CLOV) operates as a technology-enabled Medicare Advantage health insurance company serving seniors across the United States. The company's website is www.cloverhealth.com.

The company's core business centers on providing Medicare Advantage plans while leveraging its proprietary Clover Assistant platform, a cloud-based software system designed to empower physicians with data-driven clinical insights at the point of care. Clover Assistant aggregates data from over 100 sources to synthesize comprehensive patient information and generate personalized care recommendations that help providers identify, manage, and treat chronic diseases earlier. This physician-enablement technology forms the foundation of Clover's differentiated approach to healthcare delivery.

Clover operates Medicare Advantage plans across five states and 203 counties as of January 1, 2026, offering both Preferred Provider Organization and Health Maintenance Organization plans with emphasis on wide provider networks and low out-of-pocket costs for members. The company emphasizes accessibility for underserved populations, particularly seniors with multiple chronic diseases and those living in areas of socioeconomic deprivation. In addition to its core insurance operations, Clover launched Counterpart Health during 2024, a Software-as-a-Service subsidiary extending Clover Assistant technology to external payors and providers serving the Medicare-eligible population.

The company's clinical care capabilities include Clover Home Care, a longitudinal home-based primary care program for high-acuity members, alongside supportive care, care transition, and behavioral health programs. These services leverage Clover Assistant to identify and engage at-risk members for targeted interventions.

As of December 31, 2025, Clover employed 724 people, with approximately 93 percent based in the United States and 6 percent in Hong Kong. The company operates as a remote-first organization without a traditional headquarters. Clover was incorporated in 2019 as a special purpose acquisition company and completed a business combination in January 2021, subsequently changing its name to Clover Health Investments, Corp. The company derives substantially all revenues from Medicare Advantage premiums and expects to continue this revenue concentration in the foreseeable future.

Company details
Sector
Financials
Industry
Insurance
Headquarters
JERSEY CITY, NJ
Fiscal year end
December
CIK
1801170
SIC
6324

Financial performance, year by year

Fiscal 2020–2025 · USD
$-994.20M$225.13M$1.44B$2.66B$3.88B202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns CLOVER HEALTH INVESTMENTS, CORP. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

141
funds hold it
0 of 35
superinvestors hold it
$298.90M
held by funds, at market

Largest fund holders · CLOVER HEALTH INVESTMENTS, CORP.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.07%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.02%of fund net assets
0.13%of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
0.03%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do CLOVER HEALTH INVESTMENTS, CORP. and its peers compare on margins and cash generation over ten years?”
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  • “What changed in CLOVER HEALTH INVESTMENTS, CORP.'s last four quarterly filings that the numbers alone won't show?”
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