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Companies / Financials / CNB Financial Corporation
CCNE

CNB Financial Corporation

FinancialsBanks & Brokers
Ticker CCNECLEARFIELD, PAFiscal year ends DecemberBook value per share $30.94Diluted shares 29.5M

CNB Financial Corporation (Nasdaq: CCNE) is a financial holding company whose principal subsidiary, CNB Bank, provides full-service banking to individual, business, governmental and institutional customers. Its services include checking, savings and time deposits; commercial, industrial, real estate, residential and… From the company’s description.

Over the twelve months to Sep 30, 2026, CNB Financial Corporation reported revenue of $345.12M, up 35.2% from a year earlier, and net income of $117.05M. Its pre-tax margin was 41.5%. In fiscal 2025, it reported revenue of $282.20M, up 24.5% from fiscal 2024, and net income of $66.13M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$282.20MFY2025
+24.5% year over year
Last 12 mo $345.12M
29.22%FY2025
−0.5 percentage points
Last 12 mo 41.52%
$66.13MFY2025
+21.2% year over year
Last 12 mo $117.05M
7.58%FY2025
−1.4 percentage points
Last 12 mo 12.83%
Cash & financing
$64.98MFY2025
−9.1% year over year
Last 12 mo $87.35M
$58.65MFY2025
+6.2% year over year
Last 12 mo $84.43M
8.47FY2025
Was 8.97× a year earlier
Last 12 mo 8.05
24.7MFY2025
+18.0% year over year
Last 12 mo 29.5M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What CNB Financial Corporation does

In the company’s own words

CNB Financial Corporation (Nasdaq: CCNE) is a financial holding company whose principal subsidiary, CNB Bank, provides full-service banking to individual, business, governmental and institutional customers. Its services include checking, savings and time deposits; commercial, industrial, real estate, residential and consumer loans; private banking; and wealth and asset management. The company also operates CNB Insurance Agency, which sells nonproprietary annuities and other insurance products, and Holiday Financial Services, which provides small-balance unsecured and secured loans, primarily backed by automobiles and equipment. CNB Bank operates under regional divisions and brands including CNB Bank, ERIEBANK, FCBank, BankOnBuffalo, Ridge View Bank, ESSA Bank and Impressia Bank, a commercial banking division focused on women business owners and leaders. The 2025 acquisition of ESSA Bancorp added 20 community offices and extended the bank’s network into northeastern Pennsylvania. At December 31, 2025, the bank had 75 full-service branches, and the corporation employed 950 people.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
CLEARFIELD, PA
Fiscal year end
December
CIK
736772
SIC
6022

Financial performance, year by year

Fiscal 2011–2025 · USD
$-34.51M$69.02M$172.56M$276.10M$379.64M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns CNB Financial Corporation — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

205
funds hold it
0 of 35
superinvestors hold it
$268.24M
held by funds, at market
28.1%
of shares held by funds

Largest fund holders · CNB Financial Corporation’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.03%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets
U.S. SMALL CAP VALUE PORTFOLIO
DFSVX · DFA INVESTMENT DIMENSIONS GROUP INC
—of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.01%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do CNB Financial Corporation and its peers compare on margins and cash generation over ten years?”
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