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Companies / Financials / Coastal Financial Corporation
CCB

Coastal Financial Corporation

FinancialsBanks & Brokers
Ticker CCBEVERETT, WAFiscal year ends DecemberBook value per share $31.41Diluted shares 15.2M

Coastal Financial Corporation (Nasdaq: CCB) is a bank holding company whose principal subsidiary, Coastal Community Bank, provides commercial and consumer banking services. Its community bank serves consumers and small to medium-sized businesses primarily in Washington’s Puget Sound region through branches, online… From the company’s description.

Over the twelve months to Sep 30, 2026, Coastal Financial Corporation reported revenue of $614.86M, up 12.1% from a year earlier, and a net loss of $3.65M. Its pre-tax margin was −0.8%. In fiscal 2025, it reported revenue of $541.67M, down 6.8% from fiscal 2024, and net income of $46.99M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$541.67MFY2025
−6.8% year over year
Last 12 mo $614.86M
11.31%FY2025
+1.4 percentage points
Last 12 mo -0.81%
$46.99MFY2025
+3.9% year over year
Last 12 mo $-3.65M
9.57%FY2025
−0.7 percentage points
Last 12 mo -0.76%
Cash & financing
$254.58MFY2025
−2.0% year over year
Last 12 mo $252.58M
$246.15MFY2025
−1.5% year over year
Last 12 mo $244.25M
8.53FY2025
Was 8.27× a year earlier
Last 12 mo 9.88
15.4MFY2025
+10.6% year over year
Last 12 mo 15.2M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Coastal Financial Corporation does

In the company’s own words

Coastal Financial Corporation (Nasdaq: CCB) is a bank holding company whose principal subsidiary, Coastal Community Bank, provides commercial and consumer banking services. Its community bank serves consumers and small to medium-sized businesses primarily in Washington’s Puget Sound region through branches, online banking and a mobile application. The CCBX segment provides banking-as-a-service, enabling digital financial services partners to offer banking products to consumers, businesses and workforces; it had 28 partner relationships at year-end 2025. Treasury & administration comprises investments, debt and other items not assigned to the other segments. The bank offers commercial, real estate and consumer loans, deposit accounts, payment services and business cash management. As of December 31, 2025, the company had $4.74 billion in total assets, $3.75 billion in loans and $4.14 billion in deposits, and operated 14 full-service banking locations. Coastal Financial was organized in 2003; its bank subsidiary began operations in 1997. Its website is www.coastalbank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
EVERETT, WA
Fiscal year end
December
CIK
1437958
SIC
6022

Financial performance, year by year

Fiscal 2018–2025 · USD
$-65.51M$120.05M$305.60M$491.16M$676.71M20182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Coastal Financial Corporation — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

188
funds hold it
0 of 35
superinvestors hold it
$405.59M
held by funds, at market
34.7%
of shares held by funds

Largest fund holders · Coastal Financial Corporation’s weight in each

T. Rowe Price Small-Cap Value Fund, Inc.
PRSVX · T. ROWE PRICE SMALL-CAP VALUE FUND, INC.
0.53%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.03%of fund net assets
Small Cap Growth Fund
ANONX · American Century Mutual Funds, Inc.
—of fund net assets
VIP Mid Cap Portfolio
XFBRX · Variable Insurance Products Fund III
0.23%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Coastal Financial Corporation and its peers compare on margins and cash generation over ten years?”
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