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Companies / Financials / COASTAL FINANCIAL CORP
CCB

COASTAL FINANCIAL CORP

FinancialsBanks & Brokers
Ticker CCBEVERETT, WAFiscal year ends DecemberBook value per share $30.47Diluted shares 15.2M

Coastal Financial Corporation (NASDAQ: CCBX) operates as a bank holding company through its wholly owned subsidiaries Coastal Community Bank and Arlington Olympic LLC. The company's website is www.coastalbank.com and www.ccbx.com. From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$541.67M
−6.8% year over year
Last 12 mo $610.21M
11.31%
+1.4 percentage points
Last 12 mo -0.90%
$46.99M
+3.9% year over year
Last 12 mo $-3.85M
9.57%
−0.7 percentage points
Last 12 mo -0.83%
Cash & financing
$254.58M
−2.0% year over year
Last 12 mo $269.69M
$246.15M
−1.5% year over year
Last 12 mo $262.05M
8.53
Was 8.27× a year earlier
Last 12 mo 0.10
15.4M
+10.6% year over year
Last 12 mo 15.2M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What COASTAL FINANCIAL CORP does

In the company’s own words

Coastal Financial Corporation (NASDAQ: CCBX) operates as a bank holding company through its wholly owned subsidiaries Coastal Community Bank and Arlington Olympic LLC. The company's website is www.coastalbank.com and www.ccbx.com.

The company operates through three reportable segments: community bank, CCBX (banking as a service), and treasury & administration. The community bank segment provides a comprehensive range of banking products and services to consumers and small to medium-sized businesses throughout the Puget Sound region in Washington state. This segment operates 14 full-service banking locations, with 12 positioned in Snohomish County where the company maintains the largest community bank deposit market share, and two in neighboring counties. The CCBX segment delivers banking as a service enabling digital financial service providers to offer banking services to their customers, with 28 partner relationships at varying stages as of December 31, 2025.

As of December 31, 2025, Coastal Financial reported total assets of $4.74 billion, total loans receivable of $3.75 billion, and total deposits of $4.14 billion. The company's loan portfolio is diversified across commercial and industrial loans, commercial real estate, construction and land development, residential real estate, and consumer loans. CCBX loans represent 48.1 percent of total loans receivable. The company maintains a significant consumer loan portfolio of $1.33 billion, primarily originated through CCBX partners, representing 35.4 percent of total loans.

The company employs 483 full-time equivalent employees across the United States. Coastal Financial's competitive positioning emphasizes relationship-based banking, disciplined underwriting, and targeted growth within core markets. The company competes against large national banking institutions, regional banks, community banks, credit unions, and financial technology companies. The Puget Sound region market encompasses over 5.1 million people and approximately 147,000 businesses, providing the foundation for the company's community bank operations while CCBX extends market reach throughout the United States.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
EVERETT, WA
Fiscal year end
December
CIK
1437958
SIC
6022

Financial performance, year by year

Fiscal 2018–2025 · USD
$-65.26M$118.96M$303.18M$487.40M$671.62M20182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns COASTAL FINANCIAL CORP — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

188
funds hold it
0 of 35
superinvestors hold it
$405.59M
held by funds, at market
34.7%
of shares held by funds

Largest fund holders · COASTAL FINANCIAL CORP’s weight in each

T. Rowe Price Small-Cap Value Fund, Inc.
PRSVX · T. ROWE PRICE SMALL-CAP VALUE FUND, INC.
0.53%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.03%of fund net assets
Small Cap Growth Fund
ANONX · American Century Mutual Funds, Inc.
0.45%of fund net assets
VIP Mid Cap Portfolio
XFBRX · Variable Insurance Products Fund III
0.23%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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