10x Insights
Loading account…
Companies / Financials / COLONY BANKCORP INC
CBAN

COLONY BANKCORP INC

FinancialsBanks & Brokers
Ticker CBANFITZGERALD, GAFiscal year ends DecemberBook value per share $18.40Diluted shares 21.2M

Colony Bankcorp, Inc. (NASDAQ: CBAN) operates as a financial services company and registered bank holding company headquartered in Fitzgerald, Georgia, with its principal operations conducted through wholly-owned subsidiary Colony Bank, a Georgia state-chartered commercial bank. The company's website is… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$132.18M
+14.5% year over year
Last 12 mo $151.63M
26.58%
+1 percentage points
Last 12 mo 27.04%
$28.25M
+18.4% year over year
Last 12 mo $32.72M
7.52%
−1 percentage points
Last 12 mo 8.39%
Cash & financing
$-5.54M
−123.7% year over year
Last 12 mo $24.04M
$-6.90M
−130.9% year over year
Last 12 mo $21.74M
8.85
Was 10.10× a year earlier
Last 12 mo 0.60
17.8M
+1.3% year over year
Last 12 mo 21.2M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What COLONY BANKCORP INC does

In the company’s own words

Colony Bankcorp, Inc. (NASDAQ: CBAN) operates as a financial services company and registered bank holding company headquartered in Fitzgerald, Georgia, with its principal operations conducted through wholly-owned subsidiary Colony Bank, a Georgia state-chartered commercial bank. The company's website is www.colonybank.com.

Colony Bank provides a comprehensive range of banking solutions tailored to both personal and commercial customers across its geographic footprint spanning north, central, south and coastal Georgia as well as Birmingham, Alabama, and Santa Rosa Beach, Jacksonville and Tallahassee, Florida. The bank's lending solutions include loans for small and medium-sized businesses, residential and commercial construction, land development and commercial real estate, along with commercial loans, agri-business and production loans, residential mortgages, home equity loans, and consumer loans. The bank also offers specialized loan programs through its Small Business Specialty Lending department and financing for marine and recreational vehicles.

Deposit products serve as the primary funding source for the bank's lending activities, with offerings including noninterest-bearing and interest-bearing accounts such as checking, savings, and money market accounts. Beyond traditional lending and deposits, Colony Bank provides wealth management services, consumer insurance, internet banking, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, remote depository products, and access to ATM networks. The company also operates an insurance division following its acquisition of The Ellerbee Agency in April 2025.

As of December 31, 2025, Colony Bankcorp reported approximately $3.7 billion in total assets, $2.5 billion in total loans, $3.1 billion in total deposits, and $375.9 million in stockholders' equity. The company operates through full-service banking centers and loan production offices across its market areas and employed 537 total employees, with 526 full-time equivalent employees, as of year-end 2025. In December 2025, the company completed its acquisition of TC Bancshares, Inc., which expanded its market presence through four additional banking locations in Thomasville and Savannah, Georgia and in Tallahassee and Jacksonville, Florida.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
FITZGERALD, GA
Fiscal year end
December
CIK
711669
SIC
6022

Financial performance, year by year

Fiscal 2013–2025 · USD
$-15.16M$30.32M$75.81M$121.30M$166.79M2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns COLONY BANKCORP INC — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

149
funds hold it
0 of 35
superinvestors hold it
$99.21M
held by funds, at market
23.4%
of shares held by funds

Largest fund holders · COLONY BANKCORP INC’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
0.03%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.03%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do COLONY BANKCORP INC and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of COLONY BANKCORP INC's earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in COLONY BANKCORP INC's last four quarterly filings that the numbers alone won't show?”
See how it works →All research tools with a subscription. Use your own AI account.