Commerce Bancshares, Inc.
Commerce Bancshares, Inc. (NASDAQ: CBSH) operates as one of the nation's top 50 bank holding companies by asset size, providing comprehensive financial services through its principal subsidiary, Commerce Bank. The company maintains its website at www.commercebank.com and serves customers across a diversified… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Commerce Bancshares, Inc. does
In the company’s own words
Commerce Bancshares, Inc. (NASDAQ: CBSH) operates as one of the nation's top 50 bank holding companies by asset size, providing comprehensive financial services through its principal subsidiary, Commerce Bank. The company maintains its website at www.commercebank.com and serves customers across a diversified geographic footprint spanning Missouri, Kansas, central Illinois, Oklahoma, Colorado, and growing markets in Texas, Iowa, Indiana, Michigan, Ohio, Florida, and Tennessee.
As of December 31, 2025, Commerce Bancshares reported consolidated assets of $32.9 billion, loans of $17.8 billion, deposits of $25.6 billion, and equity of $3.8 billion. The company operates 140 branch facilities and employs 4,577 full-time and 160 part-time employees. Its two largest markets, St. Louis and Kansas City, serve as central hubs, with the company holding approximately 10% deposit market share in Kansas City and 7% in St. Louis.
The company operates through three reportable segments: Commercial, Retail Banking, and Wealth. The Commercial segment provides corporate lending, merchant services, payment solutions, leasing, and cash management services, contributing 48% of segment pre-tax income. The Retail Banking segment encompasses the branch network, consumer lending, and personal mortgage banking, representing 28% of segment pre-tax income. The Wealth segment delivers trust services, investment management, and advisory services, accounting for 24% of segment pre-tax income.
Commerce Bancshares pursues a super-community banking model that combines large bank product sophistication with deep local market expertise. The company emphasizes strong customer relationships, quality service, and disciplined risk management. On January 1, 2026, the company completed its acquisition of FineMark Holdings, Inc., an all-stock transaction that added 13 banking offices in Florida, Arizona, and South Carolina, strengthening its wealth segment presence and expanding into high-growth markets. FineMark contributed $2.7 billion in loans, $3.1 billion in deposits, and $8.7 billion in assets under administration at the time of acquisition.
The company's diversified market economy includes construction, logistics, technology, aerospace, manufacturing, healthcare, and agribusiness sectors. Commerce Bancshares maintains a strong capital position well above Basel III requirements and holds an "outstanding" Community Reinvestment Act rating.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- KANSAS CITY, MO
- Fiscal year end
- December
- CIK
- 22356
- SIC
- 6022
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Commerce Bancshares, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Commerce Bancshares, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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