Credit Acceptance Corporation
Credit Acceptance Corporation (Nasdaq: CACC) provides financing programs that help automobile dealers sell vehicles to consumers who may not qualify for conventional financing, primarily people with impaired or limited credit histories. Dealers originate consumer installment contracts and assign them to Credit… From the company’s description.
Over the twelve months to Sep 30, 2026, Credit Acceptance Corporation reported revenue of $2.34B, up 1.7% from a year earlier, and net income of $337.10M. Its pre-tax margin was 18.2%. In fiscal 2025, it reported revenue of $2.32B, up 7.2% from fiscal 2024, and net income of $423.90M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Credit Acceptance Corporation does
In the company’s own words
Credit Acceptance Corporation (Nasdaq: CACC) provides financing programs that help automobile dealers sell vehicles to consumers who may not qualify for conventional financing, primarily people with impaired or limited credit histories. Dealers originate consumer installment contracts and assign them to Credit Acceptance, which funds the transactions and administers, services and collects the loans. Its Portfolio Program advances money to dealers in exchange for servicing rights and a share of future collections, while its Purchase Program buys contracts from dealers and retains collections. The company also enables dealers to offer vehicle service contracts and guaranteed asset protection, and earns income from reinsurance of some service contracts. Credit Acceptance operates as one reportable segment, covering its financing programs and related products and services. Its nationwide dealer network includes 15,745 active dealers in 2025, and it had 2,314 team members at year-end. Its website is creditacceptance.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- SOUTHFIELD, MI
- Fiscal year end
- December
- CIK
- 885550
- SIC
- 6141
Financial performance, year by year
Fiscal 2011–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Credit Acceptance Corporation — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Superinvestors in Credit Acceptance Corporation · what they did last quarter
Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.
Largest fund holders · Credit Acceptance Corporation’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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