Cullen/Frost Bankers, Inc.
Cullen/Frost Bankers, Inc. (NYSE: CFR) is a Texas-based financial holding company that provides commercial and consumer banking and related financial services through its subsidiaries. Its principal operating subsidiary, Frost Bank, serves businesses, individuals, public-sector organizations and other financial… From the company’s description.
In fiscal 2025, Cullen/Frost Bankers, Inc. reported revenue of $2.24B, up 8.3% from fiscal 2024, and net income of $648.56M. Its pre-tax margin was 34.5%. Over the twelve months to Jun 30, 2026, revenue was $2.30B.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Cullen/Frost Bankers, Inc. does
In the company’s own words
Cullen/Frost Bankers, Inc. (NYSE: CFR) is a Texas-based financial holding company that provides commercial and consumer banking and related financial services through its subsidiaries. Its principal operating subsidiary, Frost Bank, serves businesses, individuals, public-sector organizations and other financial institutions across Texas, offering deposits, lending, treasury management, merchant and correspondent banking, capital markets, international banking and trust services. Other subsidiaries provide insurance, brokerage and investment management. The company organizes its operations into two reportable segments: Banking and Frost Wealth Advisors. At December 31, 2025, Cullen/Frost had $53.0 billion in consolidated assets, and Frost Bank operated approximately 204 financial centers across Texas. The company’s services also include online and mobile banking through Frost Connect and insurance products offered under Frost Insurance Agency. Frost Bank traces its origins to a mercantile partnership organized in 1868 and was chartered as a national bank in 1899.
Company details
- Sector
- Financials
- Industry (SIC)
- Commercial Banks
- Headquarters
- SAN ANTONIO, TX
- Fiscal year end
- December
- CIK
- 39263
- SIC
- 6021
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Cullen/Frost Bankers, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Cullen/Frost Bankers, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Cullen/Frost Bankers, Inc.’s bonds, as funds hold them
Funds report holding 1 issues of Cullen/Frost Bankers, Inc.’s debt, $28.89M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 4.50%, maturing 2027 to 2027.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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