EAGLE FINANCIAL SERVICES INC
Eagle Financial Services, Inc. (NASDAQ: EFSI) operates as a bank holding company headquartered in the Shenandoah Valley region, conducting its banking operations through its subsidiary, Bank of Clarke. The company maintains a website at www.bankofclarke.bank where investors and the public can access SEC filings and… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What EAGLE FINANCIAL SERVICES INC does
In the company’s own words
Eagle Financial Services, Inc. (NASDAQ: EFSI) operates as a bank holding company headquartered in the Shenandoah Valley region, conducting its banking operations through its subsidiary, Bank of Clarke. The company maintains a website at www.bankofclarke.bank where investors and the public can access SEC filings and corporate information.
Bank of Clarke, chartered under Virginia law and originally opened for business in 1881, provides comprehensive retail and commercial banking services across its market area spanning the Shenandoah Valley of Virginia, Northern Virginia, and Frederick, Maryland. The bank operates fifteen full-service branches, one loan production office, one wealth management office, and one drive-through facility. The institution offers demand, savings, and time deposits alongside consumer, mortgage, and commercial loans. Additional services include telephone banking, internet banking, mobile banking, online bill payment, ACH origination, and remote deposit capture capabilities. The bank maintains fourteen ATM locations throughout its trade area and issues debit cards accessible through regional and national networks.
The Bank of Clarke Wealth Management Division provides comprehensive fiduciary services including personal trust administration, guardianship and conservatorship services, fiduciary investment management, and estate settlement. The division also operates a separate brokerage area offering advisory services and investment products including individual retirement accounts, mutual funds, tax-deferred annuities, 529 college savings plans, life insurance, and long-term care insurance.
The company maintains strategic investments in community development initiatives, including membership in Bankers Title Shenandoah, LLC for title insurance services and investment in Bearing Insurance Group, LLC for insurance brokerage services. Additionally, the company invests in qualified affordable housing projects throughout Virginia to support low-income residential rental properties.
As of December 31, 2025, Eagle Financial Services employed 254 full-time equivalent employees, comprising 86 officers and 161 other full-time employees plus eight part-time staff. The company has achieved Great Place to Work certification and maintains no unionized workforce. At June 30, 2025, the bank held approximately 11.94 percent of total deposits in its primary deposit market area, with strategic expansion into Fairfax County during the third quarter of 2025.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- BERRYVILLE, VA
- Fiscal year end
- December
- CIK
- 880641
- SIC
- 6022
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns EAGLE FINANCIAL SERVICES INC — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · EAGLE FINANCIAL SERVICES INC’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
Compare this company with peers, find it in your funds and follow its financial history with your connected AI:
- “How do EAGLE FINANCIAL SERVICES INC and its peers compare on margins and cash generation over ten years?”
- “Where did five years of EAGLE FINANCIAL SERVICES INC's earnings go — cash, debt, buybacks, reinvestment?”
- “What changed in EAGLE FINANCIAL SERVICES INC's last four quarterly filings that the numbers alone won't show?”