ECB Bancorp, Inc.
ECB Bancorp, Inc. (Nasdaq: ECBK) is the bank holding company for Everett Co-operative Bank, a Massachusetts-chartered community bank organized in 1890. The Bank gathers deposits from the public and uses them, along with other funding, to make loans, primarily in the greater Boston area. Its lending focuses on… From the company’s description.
Over the twelve months to Sep 30, 2026, ECB Bancorp, Inc. reported revenue of $41.10M, up 33.3% from a year earlier, and net income of $12.37M. Its pre-tax margin was 40.9%. In fiscal 2025, it reported revenue of $33.24M, up 26.8% from fiscal 2024, and net income of $7.77M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What ECB Bancorp, Inc. does
In the company’s own words
ECB Bancorp, Inc. (Nasdaq: ECBK) is the bank holding company for Everett Co-operative Bank, a Massachusetts-chartered community bank organized in 1890. The Bank gathers deposits from the public and uses them, along with other funding, to make loans, primarily in the greater Boston area. Its lending focuses on one-to-four-family residential, multifamily and commercial real estate, as well as construction and land loans and home equity products; it also provides commercial business and consumer loans. Deposit products include checking, savings, money market and certificate accounts. The Bank serves retail customers, businesses, property owners, builders and developers through three full-service offices in Everett, Lynnfield and Woburn, Massachusetts, and offers digital and mobile banking and business cash-management services. ECB Bancorp reports the bank holding company and bank together, with no reportable business segments described. At December 31, 2025, the Bank had $1.38 billion in loans and operated three offices. The company was formed in 2022 in connection with the Bank’s conversion from mutual to stock ownership. Its website is www.everettbank.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- EVERETT, MA
- Fiscal year end
- December
- CIK
- 1914605
- SIC
- 6036
Financial performance, year by year
Fiscal 2022–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns ECB Bancorp, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · ECB Bancorp, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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