Erie Indemnity
Erie Indemnity Company (NASDAQ: ERIE) operates as the attorney-in-fact and service provider for the Erie Insurance Exchange, a Pennsylvania-domiciled reciprocal insurer established in 1925. The company's website is www.erieinsurance.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Erie Indemnity does
In the company’s own words
Erie Indemnity Company (NASDAQ: ERIE) operates as the attorney-in-fact and service provider for the Erie Insurance Exchange, a Pennsylvania-domiciled reciprocal insurer established in 1925. The company's website is www.erieinsurance.com.
As a single-segment operation, Erie Indemnity generates revenue primarily through management fees calculated as a percentage of direct and affiliated assumed premiums written by the Exchange, with the fee rate not exceeding 25 percent. The company performs policy issuance and renewal services including sales support, agent compensation, underwriting, policy processing, and customer service. Additionally, Erie Indemnity serves as attorney-in-fact for administrative services encompassing claims handling, life insurance management, and investment management for the Exchange and its wholly owned subsidiaries.
The Exchange writes property and casualty insurance across personal and commercial lines, with personal lines comprising 71 percent of 2025 direct and affiliated assumed written premiums. Principal personal lines products include private passenger automobile and homeowners coverage, while commercial lines focus on commercial multi-peril, commercial automobile, and workers compensation. The Exchange distributes products exclusively through independent insurance agencies.
Erie Indemnity maintains a workforce of 6,667 full-time employees as of December 31, 2025, with approximately 50 percent providing claims and life insurance management services exclusively for the Exchange and its subsidiaries. The company offers employees competitive compensation, comprehensive benefits including both a 401(k) plan and defined benefit pension plan, professional development opportunities, and volunteer programs. Average employee tenure stands at 10.9 years with a voluntary turnover rate of 6.3 percent.
The Exchange's wholly owned subsidiaries include Erie Insurance Company, Erie Insurance Company of New York, Erie Insurance Property & Casualty Company, Flagship City Insurance Company, and Erie Family Life Insurance Company. The company's business model leverages localized marketing and claims servicing through independent agents while maintaining centralized support services for operational efficiency. The Exchange maintains an A rating from AM Best, reflecting its financial strength and competitive position in the property and casualty insurance market.
Company details
- Sector
- Financials
- Industry (SIC)
- Insurance
- Headquarters
- ERIE, PA
- Fiscal year end
- December
- CIK
- 922621
- SIC
- 6411
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Erie Indemnity — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Erie Indemnity’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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