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Companies / Financials / Erie Indemnity
ERIE

Erie Indemnity

FinancialsInsuranceS&P 500
Ticker ERIEERIE, PAFiscal year ends DecemberBook value per share $47.17Diluted shares 52.3M

Erie Indemnity Company (Nasdaq: ERIE) manages services for the policyholders of Erie Insurance Exchange, a reciprocal insurer that writes property and casualty insurance. Since 1925, Indemnity has served as the Exchange’s attorney-in-fact, handling policy issuance and renewal, claims, and investment management, and… From the company’s description.

In fiscal 2025, Erie Indemnity reported revenue of $4.07B, up 7.2% from fiscal 2024, and net income of $559.34M. Its operating margin was 17.6%, and operations generated $686.66M in cash. Over the twelve months to Jun 30, 2026, revenue was $4.12B.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$4.07BFY2025
+7.2% year over year
Last 12 mo $4.12B
17.63%FY2025
−0.2 percentage points
Last 12 mo 17.90%
$559.34MFY2025
−6.8% year over year
24.50%FY2025
−5.7 percentage points
Last 12 mo 23.39%
Cash & financing
$686.66MFY2025
+12.3% year over year
Last 12 mo $697.78M
$570.97MFY2025
+17.4% year over year
Last 12 mo $553.08M
—
52.3MFY2025
No change, year over year
Last 12 mo 52.3M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Erie Indemnity does

In the company’s own words

Erie Indemnity Company (Nasdaq: ERIE) manages services for the policyholders of Erie Insurance Exchange, a reciprocal insurer that writes property and casualty insurance. Since 1925, Indemnity has served as the Exchange’s attorney-in-fact, handling policy issuance and renewal, claims, and investment management, and providing administrative services to the Exchange’s insurance subsidiaries. The Exchange is Indemnity’s sole customer; independent insurance agencies are its exclusive distribution channel. The Exchange’s products cover personal and commercial risks: personal lines, principally private passenger auto and homeowners, accounted for 71% of its 2025 direct and affiliated assumed written premiums, while commercial lines accounted for 29%. Indemnity earns management fees based on premiums written by the Exchange and reimburses costs for certain administrative services. It reports one segment, management operations. Indemnity had 6,667 full-time employees as of December 31, 2025, including employees who provide claims and life insurance management services for the Exchange and its subsidiaries. Its website is www.erieinsurance.com.

Company details
Sector
Financials
Industry (SIC)
Insurance
Headquarters
ERIE, PA
Fiscal year end
December
CIK
922621
SIC
6411

Financial performance, year by year

Fiscal 2013–2025 · USD
$-627.10M$1.25B$3.14B$5.02B$6.90B2013201420152016201720182019202020212022202320242025Last 12 moLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Erie Indemnity — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

351
funds hold it
0 of 35
superinvestors hold it
$1.88B
held by funds, at market
17.9%
of shares held by funds

Largest fund holders · Erie Indemnity’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%of fund net assets
VANGUARD 500 INDEX FUND
VOO · VANGUARD INDEX FUNDS
0.01%of fund net assets
Invesco S&P 500 Equal Weight ETF
RSP · Invesco Exchange-Traded Fund Trust
—of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.07%of fund net assets
1.23%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

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