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Companies / Financials / Fifth District Bancorp, Inc.
FDSB

Fifth District Bancorp, Inc.

FinancialsBanks & Brokers
Ticker FDSBNEW ORLEANS, LAFiscal year ends DecemberBook value per share $26.77Diluted shares 4.8M

Fifth District Bancorp, Inc. operates as a savings and loan holding company providing community banking services through its wholly owned subsidiary, Fifth District Savings Bank. The company trades on the NASDAQ under ticker symbol FXDB and maintains its principal office in New Orleans, Louisiana, with additional… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$17.28M
+71.6% year over year
Last 12 mo $14.95M
24.22%
+38.5 percentage points
Last 12 mo 13.56%
$4.09M
+479.2% year over year
Last 12 mo $1.65M
3.15%
+4 percentage points
Last 12 mo 1.28%
Cash & financing
$1.33M
+225.8% year over year
Last 12 mo $1.97M
$0.94M
+160.2% year over year
Last 12 mo $1.26M
3.03
Was 3.11× a year earlier
5.1M
−0.5% year over year
Last 12 mo 4.8M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Fifth District Bancorp, Inc. does

In the company’s own words

Fifth District Bancorp, Inc. operates as a savings and loan holding company providing community banking services through its wholly owned subsidiary, Fifth District Savings Bank. The company trades on the NASDAQ under ticker symbol FXDB and maintains its principal office in New Orleans, Louisiana, with additional information available at www.fifthdistrict.com.

Fifth District Savings Bank is a federally chartered savings bank operating seven branch locations across Jefferson, Orleans, and St. Tammany Parishes in the New Orleans-Metairie Metropolitan Statistical Area. The bank's core business centers on residential mortgage lending, which comprises approximately 86 percent of its loan portfolio. The institution originates and retains fixed-rate one-to-four family residential mortgage loans with terms of ten or fifteen years, typically limiting loan-to-value ratios to eighty percent of property value.

Beyond residential mortgages, Fifth District offers construction and land development loans, home equity loans and lines of credit, commercial real estate loans, commercial and industrial loans, and consumer loans. The bank supplements its origination activities by purchasing commercial and industrial loans from Bankers Healthcare Group and acquiring fully guaranteed portions of U.S. government agency loans from other financial institutions. The company maintains a conservative lending philosophy, declining to offer adjustable-rate mortgages, interest-only loans, negative amortization products, or subprime residential loans.

On the deposit side, Fifth District gathers funds through savings accounts, checking accounts, money market accounts, and certificates of deposit, with certificates of deposit representing approximately sixty-one percent of total deposits. The bank emphasizes personalized customer service and community relationships to attract and retain local deposits while offering electronic banking services including mobile banking, online banking, and bill pay functionality.

As of December 31, 2025, Fifth District Bancorp maintained total assets of $534.4 million, loans of $376.4 million, deposits of $393.2 million, and stockholders' equity of $129.8 million. The company employs sixty-six full-time employees and one part-time employee. Fifth District became a stock form organization through conversion on July 31, 2024, selling 5.5 million shares at ten dollars per share to fund operations and capital requirements.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
NEW ORLEANS, LA
Fiscal year end
December
CIK
2012726
SIC
6035

Financial performance, year by year

Fiscal 2024–2025 · USD
$-2.91M$2.59M$8.10M$13.61M$19.11M20242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Fifth District Bancorp, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

18
funds hold it
0 of 35
superinvestors hold it
$4.65M
held by funds, at market
5.5%
of shares held by funds

Largest fund holders · Fifth District Bancorp, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
Fidelity Extended Market Index Fund
FSMAX · Fidelity Concord Street Trust
0.00%of fund net assets
iShares Micro-Cap ETF
IWC · iShares Trust
0.02%of fund net assets
Fidelity Total Market Index Fund
FSKAX · Fidelity Concord Street Trust
0.00%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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