Finance of America Companies Inc.
Finance of America Companies Inc. (NYSE: FOA) operates as a leading provider of home equity-based financing solutions designed specifically for modern retirement. The company's consumer-oriented website is located at www.financeofamerica.com, while investor information is available at www.financeofamericacompanies.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Finance of America Companies Inc. does
In the company’s own words
Finance of America Companies Inc. (NYSE: FOA) operates as a leading provider of home equity-based financing solutions designed specifically for modern retirement. The company's consumer-oriented website is located at www.financeofamerica.com, while investor information is available at www.financeofamericacompanies.com.
The company operates through two primary reportable segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment handles all loan origination and acquisition activities, generating revenue from origination fees and initial net origination gains. The Portfolio Management segment provides structuring, product development, securitization, loan sales, risk management, and asset management services, generating revenue primarily from net interest income and fair value changes on portfolio assets.
Finance of America specializes in originating and acquiring home equity conversion mortgage (HECM) loans insured by the Federal Housing Administration, non-agency reverse mortgage loans, and certain traditional home equity loan products. The company distributes its products through a retail channel consisting of a centralized retail platform and a third-party originator channel comprising a network of mortgage brokers. The company securitizes HECM loans into Ginnie Mae-guaranteed mortgage-backed securities and sells them in the secondary market while retaining servicing rights. Non-agency reverse mortgage loans are either securitized into privately placed mortgage-backed securities or sold as whole loans to investors.
As of December 31, 2025, Finance of America employed 784 full-time and part-time U.S.-based employees, along with 48 contractors in the United States and 93 contractors in the Philippines. The company maintains a diversified funding structure with $1.7 billion in committed or uncommitted loan funding capacity across 15 lending facilities with 11 different counterparties as of year-end 2025.
The company targets homeowners aged 55 and over, addressing what it identifies as a substantial underserved market. Based on census data, approximately 11,400 people per day in the United States turn 65 years old, while homeowners aged 62 and over hold $14.66 trillion in home equity. Finance of America was incorporated in Delaware in October 2020 and became publicly traded on the New York Stock Exchange in April 2021, with its Class A Common Stock beginning to trade on NYSE Texas in August 2025.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- PLANO, TX
- Fiscal year end
- December
- CIK
- 1828937
- SIC
- 6162
Financial performance, year by year
Fiscal 2019–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Finance of America Companies Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Finance of America Companies Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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