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Companies / Financials / First Capital, Inc.
FCAP

First Capital, Inc.

FinancialsBanks & Brokers
Ticker FCAPCORYDON, INFiscal year ends DecemberBook value per share $42.68Diluted shares 3.3M

First Capital, Inc. (Nasdaq: FCAP) is a bank holding company whose principal subsidiary, First Harrison Bank, provides commercial and consumer banking services to customers in southern Indiana and Bullitt County, Kentucky. The bank makes residential, multifamily and commercial real estate loans, as well as… From the company’s description.

Over the twelve months to Jun 30, 2026, First Capital, Inc. reported revenue of $54.51M, up 18.2% from a year earlier, and net income of $18.46M. Its pre-tax margin was 41.7%. In fiscal 2025, it reported revenue of $50.61M, up 16.5% from fiscal 2024, and net income of $16.38M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$50.61MFY2025
+16.5% year over year
Last 12 mo $54.51M
39.33%FY2025
+6.7 percentage points
Last 12 mo 41.73%
$16.38MFY2025
+37.0% year over year
Last 12 mo $18.46M
11.88%FY2025
+1.5 percentage points
Last 12 mo 12.95%
Cash & financing
$21.28MFY2025
−4.7% year over year
Last 12 mo $23.77M
$19.93MFY2025
−7.8% year over year
Last 12 mo $21.71M
8.15FY2025
Was 9.31× a year earlier
Last 12 mo 7.98
3.3MFY2025
+0.1% year over year
Last 12 mo 3.3M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What First Capital, Inc. does

In the company’s own words

First Capital, Inc. (Nasdaq: FCAP) is a bank holding company whose principal subsidiary, First Harrison Bank, provides commercial and consumer banking services to customers in southern Indiana and Bullitt County, Kentucky. The bank makes residential, multifamily and commercial real estate loans, as well as construction, commercial business and consumer loans; it also offers deposit accounts and originates residential mortgages for sale in the secondary market. Its lending and deposit customers are concentrated in Harrison, Floyd, Clark and Washington counties in Indiana and Bullitt County in Kentucky. The company reports its banking operations through its wholly owned bank subsidiary, with no reportable operating segments identified in the provided business description. At December 31, 2025, the bank had $1.12 billion in deposits and 216 employees, including full- and part-time staff. First Capital became the holding company for First Federal Bank in 1998; following a 2000 merger with HCB Bancorp, the bank took the name First Harrison Bank. Its website is www.firstharrison.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
CORYDON, IN
Fiscal year end
December
CIK
1070296
SIC
6035

Financial performance, year by year

Fiscal 2011–2025 · USD
$-5.45M$10.90M$27.26M$43.61M$59.97M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns First Capital, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

95
funds hold it
0 of 35
superinvestors hold it
$28.64M
held by funds, at market
13.7%
of shares held by funds

Largest fund holders · First Capital, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.01%of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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