10x Insights
Loading account…
Companies / Financials / First Community Bankshares, Inc.
FCBC

First Community Bankshares, Inc.

FinancialsBanks & Brokers
Ticker FCBCBLUEFIELD, VAFiscal year ends DecemberBook value per share $28.72Diluted shares 19.0M

First Community Bankshares, Inc. (Nasdaq: FCBC) is a financial holding company whose wholly owned subsidiary, First Community Bank, provides banking products and services to individual and commercial customers. The Bank also offers wealth management and investment advice through its Trust Division and wholly owned… From the company’s description.

Over the twelve months to Sep 30, 2026, First Community Bankshares, Inc. reported revenue of $194.27M, up 17.5% from a year earlier, and net income of $62.43M. Its pre-tax margin was 41.6%. In fiscal 2025, it reported revenue of $167.50M, up 1.0% from fiscal 2024, and net income of $48.79M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$167.50MFY2025
+1.0% year over year
Last 12 mo $194.27M
37.69%FY2025
−1.9 percentage points
Last 12 mo 41.61%
$48.79MFY2025
−5.4% year over year
Last 12 mo $62.43M
9.75%FY2025
−0.1 percentage points
Last 12 mo 11.45%
Cash & financing
$62.74MFY2025
+8.7% year over year
Last 12 mo $49.93M
$60.00MFY2025
+9.2% year over year
Last 12 mo $45.26M
5.36FY2025
Was 5.11× a year earlier
Last 12 mo 5.55
18.4MFY2025
−0.1% year over year
Last 12 mo 19.0M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What First Community Bankshares, Inc. does

In the company’s own words

First Community Bankshares, Inc. (Nasdaq: FCBC) is a financial holding company whose wholly owned subsidiary, First Community Bank, provides banking products and services to individual and commercial customers. The Bank also offers wealth management and investment advice through its Trust Division and wholly owned subsidiary First Community Wealth Management. The company operates through one reportable segment, Community Banking, serving individuals and businesses in industries including education, government and health services, retail, construction, manufacturing, tourism, energy and transportation. Its banking network spans Virginia, West Virginia, North Carolina and Tennessee; after acquiring Hometown Bancshares in January 2026, it operates 60 branches. At December 31, 2025, before that acquisition, it operated 52 branches and had 650 full- and part-time employees. First Community Bank was founded in 1874, and the holding company was founded in 1989. Its website is www.firstcommunitybank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
BLUEFIELD, VA
Fiscal year end
December
CIK
859070
SIC
6022

Financial performance, year by year

Fiscal 2011–2025 · USD
$-19.43M$38.85M$97.13M$155.42M$213.70M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns First Community Bankshares, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

153
funds hold it
0 of 35
superinvestors hold it
$156.59M
held by funds, at market
19.0%
of shares held by funds

Largest fund holders · First Community Bankshares, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.02%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.01%of fund net assets
U.S. Targeted Value Portfolio
DFFVX · DFA INVESTMENT DIMENSIONS GROUP INC
—of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.05%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do First Community Bankshares, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of First Community Bankshares, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in First Community Bankshares, Inc.'s last four quarterly filings that the numbers alone won't show?”
See how it works →All research tools with a subscription. Use your own AI account.