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Companies / Financials / First Guaranty Bancshares, Inc.
FGBI

First Guaranty Bancshares, Inc.

FinancialsBanks & Brokers
Ticker FGBIHAMMOND, LAFiscal year ends December

First Guaranty Bancshares, Inc. (Nasdaq: FGBI) is a financial holding company whose wholly owned subsidiary, First Guaranty Bank, provides commercial banking services through 30 banking facilities. The bank serves consumers, small and medium-sized businesses, professionals, and local government entities, offering… From the company’s description.

Over the twelve months to Jun 30, 2026, First Guaranty Bancshares, Inc. reported revenue of $93.52M, down 7.5% from a year earlier, and a net loss of $36.38M. Its pre-tax margin was −46.2%. In fiscal 2025, it reported revenue of $95.42M, down 15.7% from fiscal 2024, and a net loss of $56.02M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$95.42MFY2025
−15.7% year over year
Last 12 mo $93.52M
-71.85%FY2025
−86 percentage points
Last 12 mo -46.20%
$-56.02MFY2025
−550.0% year over year
Last 12 mo $-36.38M
-18.02%FY2025
−22.9 percentage points
Last 12 mo -16.00%
Cash & financing
$-8.28MFY2025
−124.5% year over year
Last 12 mo $54.53M
$-9.98MFY2025
−132.5% year over year
Last 12 mo $38.50M
16.85FY2025
Was 14.39× a year earlier
Last 12 mo 15.99
—

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What First Guaranty Bancshares, Inc. does

In the company’s own words

First Guaranty Bancshares, Inc. (Nasdaq: FGBI) is a financial holding company whose wholly owned subsidiary, First Guaranty Bank, provides commercial banking services through 30 banking facilities. The bank serves consumers, small and medium-sized businesses, professionals, and local government entities, offering deposit accounts, commercial and residential loans, agricultural lending, commercial leases, payment services, and online and mobile banking. Its lending includes commercial real estate, commercial and industrial, residential, construction, agricultural, consumer, and multifamily loans; it also invests deposits in government, municipal, corporate, and mortgage-backed securities. The company operates as a single banking business, with no reportable segments identified in the overview. Its facilities serve markets in Louisiana, Texas, Kentucky, and West Virginia, though it has agreed to exit its Dallas-Fort Worth and Waco markets. At December 31, 2025, First Guaranty had $4.1 billion in consolidated assets and $3.6 billion in deposits, and employed 346 full- and part-time workers. Founded in 1934, the bank became a wholly owned subsidiary of the public holding company in 2007. Its website is www.fgb.net.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
HAMMOND, LA
Fiscal year end
December
CIK
1408534
SIC
6035

Financial performance, year by year

Fiscal 2011–2025 · USD
$-72.94M$-22.18M$28.58M$79.34M$130.10M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns First Guaranty Bancshares, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

38
funds hold it
0 of 35
superinvestors hold it
$6.35M
held by funds, at market
3.8%
of shares held by funds

Largest fund holders · First Guaranty Bancshares, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.00%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.00%of fund net assets
0.02%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do First Guaranty Bancshares, Inc. and its peers compare on margins and cash generation over ten years?”
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