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Companies / Financials / First Guaranty Bancshares, Inc.
FGBI

First Guaranty Bancshares, Inc.

FinancialsBanks & Brokers
Ticker FGBIHAMMOND, LAFiscal year ends December

First Guaranty Bancshares, Inc. (NASDAQ: FGBK) operates as a financial holding company providing personalized commercial banking services through its wholly-owned subsidiary, First Guaranty Bank, a Louisiana state-chartered commercial bank. The company maintains 30 banking facilities primarily located across… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$95.42M
−15.7% year over year
Last 12 mo $93.52M
-71.85%
−86 percentage points
Last 12 mo -46.20%
$-56.02M
−550.0% year over year
Last 12 mo $-36.38M
-18.02%
−22.9 percentage points
Last 12 mo -16.00%
Cash & financing
$-8.28M
−124.5% year over year
Last 12 mo $54.53M
$-9.98M
−132.5% year over year
Last 12 mo $38.50M
16.85
Was 14.39× a year earlier
Last 12 mo 0.79
—

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What First Guaranty Bancshares, Inc. does

In the company’s own words

First Guaranty Bancshares, Inc. (NASDAQ: FGBK) operates as a financial holding company providing personalized commercial banking services through its wholly-owned subsidiary, First Guaranty Bank, a Louisiana state-chartered commercial bank. The company maintains 30 banking facilities primarily located across Louisiana's major interstate corridors including Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, and Alexandria, with additional presence in Dallas-Fort Worth-Arlington and Waco, Texas, as well as Vanceburg, Kentucky and Bridgeport, West Virginia. First Guaranty's website is located at www.fgbk.com.

The company's core business centers on attracting deposits from consumers, small businesses, and municipalities, then deploying those funds through a diversified lending portfolio. At December 31, 2025, First Guaranty reported consolidated total assets of $4.1 billion, total deposits of $3.6 billion, and shareholders' equity of $226.2 million. The loan portfolio encompasses non-farm non-residential real estate loans representing 45.7 percent of total loans, one-to-four family residential mortgages at 20.7 percent, commercial and industrial loans at 11.0 percent, multifamily loans at 6.9 percent, construction and land development loans at 7.2 percent, commercial leases at 3.7 percent, agricultural loans at 1.7 percent, farmland loans at 1.5 percent, and consumer loans at 1.6 percent. The company also maintains a securities portfolio including U.S. Treasury obligations, government agency securities, mortgage-backed securities, and municipal bonds.

First Guaranty employs 346 full-time and part-time employees and offers comprehensive deposit products including noninterest-bearing and interest-bearing accounts, time deposits, and money market accounts. Public funds deposits totaled $0.9 billion, while brokered deposits reached $1.2 billion. The company provides digital banking services including mobile apps, bill pay, remote deposit capture, and merchant services. Founded in 1934 and recapitalized in 1993, First Guaranty has grown organically and through four acquisitions since 2007, establishing itself as a leading regional financial institution with particular market dominance in the Hammond MSA where it maintains a 52.3 percent deposit market share.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
HAMMOND, LA
Fiscal year end
December
CIK
1408534
SIC
6035

Financial performance, year by year

Fiscal 2013–2025 · USD
$-72.94M$-22.18M$28.58M$79.34M$130.10M2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns First Guaranty Bancshares, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

38
funds hold it
0 of 35
superinvestors hold it
$6.35M
held by funds, at market
3.8%
of shares held by funds

Largest fund holders · First Guaranty Bancshares, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.00%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.00%of fund net assets
0.02%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

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