First Internet Bancorp

First Internet Bancorp (INBK) operates as a bank holding company headquartered in Indiana and conducts its primary business through First Internet Bank of Indiana, an Indiana-chartered bank that pioneered internet banking when it commenced operations in 1999. The company maintains a website at firstinternetbancorp.com and serves customers nationwide through digital channels without traditional branch offices.

The Bank operates through three wholly-owned subsidiaries: First Internet Public Finance Corp., which provides municipal finance lending and leasing products to governmental entities; JKH Realty Services, LLC, which manages other real estate owned properties; and SPF15, Inc., which owns real estate for the Bank's principal office.

First Internet Bancorp offers a comprehensive suite of commercial, small business, consumer, and municipal banking products and services. Its commercial banking division delivers relationship-based services including commercial and industrial lending, construction and investor commercial real estate lending, single tenant lease financing, public finance, specialty finance, and small business lending across the Midwest and Southwest regions, with certain products available nationwide. The company ranked as the seventh largest Small Business Administration 7(a) lender for fiscal year 2025 and offers a top-ranked small business checking account product. Consumer and small business deposits are primarily originated through digital channels on a nationwide basis, while consumer lending products are sourced through dealership relationships and financing partnerships.

The company differentiates itself by providing comprehensive services to emerging small businesses and entrepreneurs nationwide. It has expanded its capabilities through partnerships with financial technology companies and platforms, addressing the growing digital banking marketplace and enabling deposit acquisition and asset generation opportunities. The Bank also offers payment, deposit, card, and lending products through fintech partnerships.

As of December 31, 2025, First Internet Bancorp reported consolidated assets of $5.6 billion, consolidated deposits of $4.8 billion, and shareholders' equity of $359.8 million. The company employed 355 people, consisting of 354 full-time employees and one part-time employee, maintaining a culture focused on employee development, community involvement, and innovation through programs such as its Eureka! initiative for employee-submitted ideas.