FIRST UNITED CORP
First United Corporation (NASDAQ: FUBC) operates as a bank holding company providing comprehensive financial services through its primary subsidiary, First United Bank & Trust, a Maryland trust company. The company maintains its corporate website at www.mybank.com, where it makes available regulatory filings and… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What FIRST UNITED CORP does
In the company’s own words
First United Corporation (NASDAQ: FUBC) operates as a bank holding company providing comprehensive financial services through its primary subsidiary, First United Bank & Trust, a Maryland trust company. The company maintains its corporate website at www.mybank.com, where it makes available regulatory filings and financial reports.
The Bank operates 23 banking offices, one customer service center, and 30 automated teller machines across Maryland and West Virginia, serving Allegany, Frederick, and Garrett counties in Maryland, along with Mineral, Berkeley, and Monongalia counties in West Virginia. As of December 31, 2025, First United Corporation employed 343 individuals, of which 315 were full-time employees, and maintained total assets of $2.1 billion with net loans of $1.5 billion and deposits of $1.7 billion.
The company's core business encompasses retail and commercial banking services including checking and savings accounts, money market deposits, certificates of deposit, business and personal loans, mortgage loans, lines of credit, and retirement accounts. The Bank provides full brokerage services through a networking arrangement with Cetera Investment Services and offers trust services, safe deposit facilities, and insurance products. Wealth management operations oversee approximately $1.8 billion in assets under supervision, providing personal trust, investment agency accounts, charitable trusts, retirement account administration, and estate planning services.
First United Corporation also operates consumer finance subsidiaries through OakFirst Loan Center, Inc. and OakFirst Loan Center, LLC, which service existing loans, and holds interests in low-income housing development entities including Liberty Mews Limited Partnership and MCC FUBC Fund, LLC. The company's trust subsidiaries, First United Statutory Trust I and First United Statutory Trust II, were formed to issue trust preferred securities qualifying as Tier 1 capital.
The Bank maintains significant market presence in its operating regions, holding the largest deposit market share in Garrett County, Maryland at 64.60 percent, and substantial positions in other markets. The company competes with regional and national financial institutions, credit unions, and consumer finance companies, emphasizing personalized service, local relationships, and specialized offerings tailored to community needs.
Company details
- Sector
- Financials
- Industry
- Commercial Banks
- Headquarters
- OAKLAND, MD
- Fiscal year end
- December
- CIK
- 763907
- SIC
- 6021
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns FIRST UNITED CORP — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · FIRST UNITED CORP’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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