First Western Financial Inc

First Western Financial, Inc. (NASDAQ: MYFW) operates as a financial holding company providing integrated wealth management services through its subsidiary First Western Trust Bank. The company delivers a comprehensive suite of deposit, loan, trust, wealth planning, and investment management products and services designed for high net worth individuals, successful entrepreneurs, professionals, and their businesses and philanthropic organizations across the Western United States.

As of December 31, 2025, First Western manages $7.28 billion in trust and investment management assets and maintains total assets of $3.15 billion, with total loans of $2.65 billion and total deposits of $2.75 billion. The company operates through nineteen boutique private trust bank offices, loan production offices, and trust offices strategically located across Colorado, Arizona, Wyoming, Montana, and California.

The company's business model centers on its proprietary ConnectView® approach, which evaluates clients' comprehensive financial situations holistically. First Western generates approximately 27.4 percent of total income from non-interest sources including trust, investment management, and advisory services, as well as mortgage loan origination and sales, with the remaining 77.8 percent derived from net interest income on traditional banking products.

First Western's lending portfolio comprises a balanced mix including 1-4 family residential loans (39.1 percent), non-owner occupied commercial real estate (30.6 percent), construction and development (7.1 percent), owner occupied commercial real estate (7.7 percent), commercial and industrial loans (8.5 percent), and cash and securities-backed loans (6.3 percent). The company emphasizes relationship-based lending with strong underwriting standards and credit policies.

Founded in 2002, First Western completed its initial public offering in July 2018. The company has grown organically through establishing boutique offices and expanding client relationships, supplemented by strategic acquisitions of trust firms, registered investment advisory businesses, bank branches, and full bank institutions. The company's integrated service model combines local profit centers with centralized product groups and support centers, designed to deliver high-touch, personalized service while achieving operating leverage and scalability for future growth. More information is available at www.firstwesternfinancial.com.