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Companies / Financials / F.N.B. Corporation
FNB

F.N.B. Corporation

FinancialsCommercial Banks
Ticker FNBPITTSBURGH, PAFiscal year ends DecemberBook value per share $19.06Diluted shares 358.8M

F.N.B. Corporation (NYSE: FNB) operates as a diversified financial services holding company providing comprehensive banking, wealth management and insurance services primarily to consumers, corporations, governments and small- to medium-sized businesses across seven states and the District of Columbia. The company's… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$1.76B
+10.6% year over year
Last 12 mo $1.83B
37.90%
+3.1 percentage points
Last 12 mo 39.22%
$565.00M
+21.5% year over year
Last 12 mo $604.00M
8.36%
+1 percentage points
Last 12 mo 8.83%
Cash & financing
$482.00M
−24.9% year over year
Last 12 mo $704.00M
$376.00M
−25.2% year over year
Last 12 mo $622.00M
6.31
Was 6.57× a year earlier
Last 12 mo 0.68
362.0M
−0.2% year over year
Last 12 mo 358.8M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What F.N.B. Corporation does

In the company’s own words

F.N.B. Corporation (NYSE: FNB) operates as a diversified financial services holding company providing comprehensive banking, wealth management and insurance services primarily to consumers, corporations, governments and small- to medium-sized businesses across seven states and the District of Columbia. The company's website is www.fnbcorporation.com.

The company's largest subsidiary, First National Bank of Pennsylvania, serves as the foundation of its Community Banking segment, which operates 355 branches across Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington D.C. and Virginia. Community Banking generates the majority of revenue through commercial banking solutions including corporate banking, treasury management, small business lending, investment real estate financing and equipment leasing, alongside consumer banking products encompassing deposit accounts, mortgage lending, consumer loans and digital banking services through its proprietary eStore platform.

F.N.B. maintains two additional reportable segments. The Wealth Management segment delivers fiduciary services, trust administration and investment products through First National Trust Company, which administers approximately $14.9 billion in trust assets under administration as of year-end 2025. The Insurance segment operates through First National Insurance Agency, providing commercial and personal insurance brokerage services, supplemented by a reinsurance subsidiary and title insurance offerings.

As of December 31, 2025, F.N.B. reported total assets of $50 billion, loans of $35 billion and deposits of $39 billion. The company employs 4,128 full-time and 154 part-time employees across its operations. The organization traces its heritage to 1864 and has grown through strategic acquisitions while maintaining a community-focused banking philosophy that balances centralized operations and risk management with local market autonomy.

F.N.B. distinguishes itself through technological innovation, including video-enabled ATMs and its universal eStore Common Application allowing customers to apply for multiple products simultaneously. The company emphasizes human capital development, receiving over 80 awards in 2025 for financial performance, workplace culture, community commitments and innovative banking practices. F.N.B. operates as a financial holding company under Federal Reserve supervision with its subsidiary bank regulated by the Office of the Comptroller of the Currency.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
PITTSBURGH, PA
Fiscal year end
December
CIK
37808
SIC
6021

Financial performance, year by year

Fiscal 2013–2025 · USD
$-182.80M$365.60M$914.00M$1.46B$2.01B2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns F.N.B. Corporation — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

364
funds hold it
0 of 35
superinvestors hold it
$3.21B
held by funds, at market
49.1%
of shares held by funds

Largest fund holders · F.N.B. Corporation’s weight in each

First Trust RBA American Industrial Renaissance ETF
AIRR · First Trust Exchange-Traded Fund VI
2.43%of fund net assets
iShares Core S&P Mid-Cap ETF
IJH · iShares Trust
0.19%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.01%of fund net assets
Undiscovered Managers Behavioral Value Fund
UBVLX · UNDISCOVERED MANAGERS FUNDS
2.30%of fund net assets
VANGUARD SMALL-CAP INDEX FUND
VB · VANGUARD INDEX FUNDS
0.08%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do F.N.B. Corporation and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of F.N.B. Corporation's earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in F.N.B. Corporation's last four quarterly filings that the numbers alone won't show?”
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