Fold Holdings, Inc.
Fold Holdings, Inc. (Nasdaq: FLD) is a bitcoin-focused financial services company offering U.S. consumers products that integrate bitcoin with everyday banking and payments. Through its Fold App, customers can access an FDIC-insured checking account, a Visa prepaid debit card, bill payments, bitcoin buying, selling… From the company’s description.
In fiscal 2025, Fold Holdings, Inc. reported revenue of $31.79M, up 33.9% from fiscal 2024, and a net loss of $69.59M. Its pre-tax margin was −87.2%. Over the twelve months to Jun 30, 2026, revenue was $28.21M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Fold Holdings, Inc. does
In the company’s own words
Fold Holdings, Inc. (Nasdaq: FLD) is a bitcoin-focused financial services company offering U.S. consumers products that integrate bitcoin with everyday banking and payments. Through its Fold App, customers can access an FDIC-insured checking account, a Visa prepaid debit card, bill payments, bitcoin buying, selling and custody services through BitGo, merchant offers, and a bitcoin gift card; its bitcoin rewards credit card launched on a limited basis in March 2026. Customers earn bitcoin rewards through card purchases and other qualifying activities, and can use recurring purchases, direct deposit conversions and round-ups to acquire bitcoin. Fold also makes bitcoin services available through retail and digital distribution partners and offers employers bitcoin-enabled benefits. As of December 31, 2025, the platform had nearly 84,000 verified accounts, and customer rewards liability was $6.9 million. The company was founded in 2019 and became publicly traded following a business combination completed in February 2025. Its website is https://foldapp.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Finance Services
- Headquarters
- PHOENIX, AZ
- Fiscal year end
- December
- CIK
- 1889123
- SIC
- 6199
Financial performance, year by year
Fiscal 2022–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Fold Holdings, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Fold Holdings, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
Compare this company with peers, find it in your funds and follow its financial history with your connected AI:
- “How do Fold Holdings, Inc. and its peers compare on margins and cash generation over ten years?”
- “Where did five years of Fold Holdings, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
- “What changed in Fold Holdings, Inc.'s last four quarterly filings that the numbers alone won't show?”