GERMAN AMERICAN BANCORP, INC.
German American Bancorp, Inc. (Nasdaq: GABC) operates as a financial holding company providing comprehensive banking and wealth management services across the Midwest. The company's principal operating subsidiary is German American Bank, a commercial bank headquartered in Jasper, Indiana, along with German American… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What GERMAN AMERICAN BANCORP, INC. does
In the company’s own words
German American Bancorp, Inc. (Nasdaq: GABC) operates as a financial holding company providing comprehensive banking and wealth management services across the Midwest. The company's principal operating subsidiary is German American Bank, a commercial bank headquartered in Jasper, Indiana, along with German American Investment Services, Inc., a retail brokerage subsidiary. As of February 2026, the company employed approximately 984 full-time equivalent employees and operated 94 retail and commercial banking offices throughout Indiana, Kentucky, and Ohio, with a significant presence in Columbus and Greater Cincinnati under the Heartland Bank division name.
The company's core business encompasses retail and commercial banking, commercial and agricultural lending, residential mortgage origination and sales, and wealth management services including trust, investment advisory, brokerage, and retirement planning. The company attracts deposits from the general public and deploys those funds into consumer loans, commercial and agricultural loans, commercial real estate loans, and residential mortgages, primarily within its local markets. Substantially all revenues and assets are derived from and located in the United States.
A transformative acquisition occurred on February 1, 2025, when German American completed its merger with Heartland BancCorp, which operated 20 banking offices in the Columbus and Greater Cincinnati markets. Through this transaction, German American issued approximately 7.74 million shares of common stock and paid approximately $23.1 million in cash. Heartland brought approximately $1.94 billion in total assets, $1.58 billion in loans, and $1.73 billion in deposits to the combined entity.
The company also divested substantially all assets of German American Insurance, Inc. in June 2024 to The Hilb Group of Indiana, LLC for $40 million in cash, while maintaining referral arrangements for a five-year period. Additionally, during mid-2024, the company undertook a strategic portfolio restructuring by selling approximately $375.3 million in available-for-sale securities.
German American maintains a well-capitalized regulatory position and is classified as an accelerated filer with the Securities and Exchange Commission. The company is subject to regulation by the Federal Reserve Board, Indiana Department of Financial Institutions, and the Federal Deposit Insurance Corporation.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- JASPER, IN
- Fiscal year end
- December
- CIK
- 714395
- SIC
- 6022
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns GERMAN AMERICAN BANCORP, INC. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · GERMAN AMERICAN BANCORP, INC.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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