Globe Life
Globe Life Inc. (NYSE: GL) operates as a holding company for a diversified portfolio of life and health insurance subsidiaries serving middle-income and lower middle-income Americans. The company's website is www.globelifeinsurance.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Globe Life does
In the company’s own words
Globe Life Inc. (NYSE: GL) operates as a holding company for a diversified portfolio of life and health insurance subsidiaries serving middle-income and lower middle-income Americans. The company's website is www.globelifeinsurance.com.
The company's primary insurance subsidiaries include Globe Life And Accident Insurance Company, American Income Life Insurance Company, Liberty National Life Insurance Company, Family Heritage Life Insurance Company of America, and United American Insurance Company. These entities distribute individual life insurance and supplemental health coverage through multiple channels tailored to specific market segments.
Globe Life's business segments reflect its distribution strategy. The Direct to Consumer Division markets individual life and Medicare Supplement insurance through direct mail, electronic media, and insert media. The American Income Life Division reaches working families through approximately 11,920 producing agents across the United States, Canada, and New Zealand. Liberty National operates through roughly 3,846 agents using in-home and worksite distribution channels. Family Heritage employs approximately 1,527 agents focused on supplemental health insurance for lower middle-income families. United American utilizes approximately 4,396 independent agents to distribute Medicare Supplement and supplemental health coverage.
As of December 31, 2025, Globe Life maintained an annualized premium in force of approximately $3.4 billion in life insurance and $1.6 billion in health insurance. The company's life insurance portfolio consists primarily of traditional whole life products representing 71 percent of annualized premiums, with term life comprising 22 percent and other products accounting for the remainder. Health insurance products include both limited-benefit supplemental plans and Medicare Supplement coverage.
The company employed 3,695 full-time, part-time, and temporary employees as of December 31, 2025, while engaging over 17,000 independently-contracted insurance agents. Globe Life's investment portfolio consists predominantly of high-quality, investment-grade fixed maturities representing approximately 86 percent of invested assets at fair value, supplemented by commercial mortgage loans, limited partnerships, and equity securities.
The company operates in multiple jurisdictions including the United States, Canada, New Zealand, and Bermuda, where it established Globe Life Re Ltd. as a reinsurance subsidiary in 2025 to optimize its capital structure.
Company details
- Sector
- Financials
- Industry (SIC)
- Life Insurance
- Headquarters
- MCKINNEY, TX
- Fiscal year end
- December
- CIK
- 320335
- SIC
- 6311
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Globe Life — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Superinvestors in Globe Life · what they did last quarter
Share of each manager’s reported 13F portfolio. Change is in shares held, since the previous quarter.
Largest fund holders · Globe Life’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Globe Life’s bonds, as funds hold them
Funds report holding 4 issues of Globe Life’s debt, $262.73M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 4.60%, maturing 2028 to 2034.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Fund ownership is a subset of institutional 13F ownership — the two describe overlapping populations and must not be added together.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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