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Companies / Financials / Greene County Bancorp, Inc.
GCBC

Greene County Bancorp, Inc.

FinancialsBanks & Brokers
Ticker GCBCCATSKILL, NYFiscal year ends JuneBook value per share $16.80Diluted shares 17.0M

Greene County Bancorp, Inc. (Nasdaq: GCBC) is a bank holding company whose principal business is overseeing the Bank of Greene County, a federally chartered savings bank. The Bank attracts retail, commercial and municipal deposits and invests them primarily in residential and commercial real estate mortgages, consumer… From the company’s description.

Over the twelve months to Sep 30, 2026, Greene County Bancorp, Inc. reported revenue of $95.87M, up 19.9% from a year earlier, and net income of $44.65M. Its pre-tax margin was 53.3%. In fiscal 2026, it reported revenue of $92.58M, up 22.9% from fiscal 2025, and net income of $41.02M.

Fiscal year 2026 · ends 06-30Changes are against fiscal 2025The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$92.58MFY2026
+22.9% year over year
Last 12 mo $95.87M
50.58%FY2026
+4.6 percentage points
Last 12 mo 53.27%
$41.02MFY2026
+31.7% year over year
Last 12 mo $44.65M
14.77%FY2026
+1.7 percentage points
Last 12 mo 15.61%
Cash & financing
$42.30MFY2026
+51.2% year over year
Last 12 mo $54.20M
$41.56MFY2026
+52.3% year over year
Last 12 mo $53.76M
10.32FY2026
Was 11.59× a year earlier
Last 12 mo 10.19
17.0MFY2026
No change, year over year
Last 12 mo 17.0M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Greene County Bancorp, Inc. does

In the company’s own words

Greene County Bancorp, Inc. (Nasdaq: GCBC) is a bank holding company whose principal business is overseeing the Bank of Greene County, a federally chartered savings bank. The Bank attracts retail, commercial and municipal deposits and invests them primarily in residential and commercial real estate mortgages, consumer loans, home equity loans, commercial business loans and securities. It also provides deposit services, merchant bankcard services and investment alternatives through Greene Investment Services. The company serves communities in New York’s Hudson Valley and Capital District, operating 19 full-service banking offices and other customer and administrative locations as of June 30, 2026. Its subsidiaries include Greene County Commercial Bank, which accepts deposits from government entities, and Greene Property Holdings, a real estate investment trust that holds certain mortgages and notes serviced by the Bank. The company reported consolidated assets of $3.18 billion at June 30, 2026; its subsidiary Bank of Greene County had 203 full-time and 24 part-time employees. Its website is www.tbogc.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
CATSKILL, NY
Fiscal year end
June
CIK
1070524
SIC
6036

Financial performance, year by year

Fiscal 2012–2026 · USD
$-9.59M$19.17M$47.94M$76.70M$105.46M201220132014201520162017201820192020202120222023202420252026Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Greene County Bancorp, Inc. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

114
funds hold it
0 of 35
superinvestors hold it
$38.94M
held by funds, at market
7.3%
of shares held by funds

Largest fund holders · Greene County Bancorp, Inc.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.01%of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Greene County Bancorp, Inc. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Greene County Bancorp, Inc.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Greene County Bancorp, Inc.'s last four quarterly filings that the numbers alone won't show?”
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