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Companies / Financials / Horace Mann Educators Corporation
HMN

Horace Mann Educators Corporation

FinancialsProperty & Casualty Insurance
Ticker HMNSPRINGFIELD, ILFiscal year ends DecemberBook value per share $34.41Diluted shares 41.3M

Horace Mann Educators Corporation (NYSE: HMN) is an insurance holding company that provides insurance and financial products to K-12 educators, school districts and other employers, as well as people who serve their communities. Its offerings include auto and homeowners insurance, life insurance, 403(b) retirement… From the company’s description.

Over the twelve months to Sep 30, 2026, Horace Mann Educators Corporation reported revenue of $1.75B, up 4.2% from a year earlier, and net income of $177.50M. Its operating margin was 16.7%, and operations generated $526.90M in cash. In fiscal 2025, it reported revenue of $1.70B, up 6.7% from fiscal 2024, and net income of $162.10M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$1.70BFY2025
+6.7% year over year
Last 12 mo $1.75B
14.73%FY2025
+3.4 percentage points
Last 12 mo 16.70%
$162.10MFY2025
+57.7% year over year
Last 12 mo $177.50M
10.93%FY2025
+2.9 percentage points
Last 12 mo 12.49%
Cash & financing
$553.20MFY2025
+22.4% year over year
Last 12 mo $526.90M
$553.20MFY2025
+22.4% year over year
Last 12 mo $526.90M
0.40FY2025
Was 0.42× a year earlier
Last 12 mo 0.42
41.6MFY2025
+0.2% year over year
Last 12 mo 41.3M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Horace Mann Educators Corporation does

In the company’s own words

Horace Mann Educators Corporation (NYSE: HMN) is an insurance holding company that provides insurance and financial products to K-12 educators, school districts and other employers, as well as people who serve their communities. Its offerings include auto and homeowners insurance, life insurance, 403(b) retirement annuities and plan services, supplemental health coverage, and group life and disability benefits. Horace Mann operates through Property & Casualty, Life & Retirement, Supplemental & Group Benefits, and Corporate & Other segments. Property & Casualty focuses on personal auto, home and umbrella insurance; Life & Retirement offers annuities, retirement platforms and life insurance; and Supplemental & Group Benefits provides individual and employer-sponsored coverage. The company distributes products through exclusive agents, brokers, benefit specialists, digital channels and school-district relationships. Its brands include Educator Advantage, Horace Mann Retirement Advantage, Life by Design and Life Select. Founded in 1945 to provide auto insurance to teachers, the company became independent in 1989 and began NYSE trading in 1991. It had approximately 1,800 employees at year-end 2025. Its website is https://www.horacemann.com.

Company details
Sector
Financials
Industry (SIC)
Property & Casualty Insurance
Headquarters
SPRINGFIELD, IL
Fiscal year end
December
CIK
850141
SIC
6331

Financial performance, year by year

Fiscal 2011–2025 · USD
$-177.54M$347.28M$872.10M$1.40B$1.92B201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Horace Mann Educators Corporation — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

300
funds hold it
0 of 35
superinvestors hold it
$1.29B
held by funds, at market
64.9%
of shares held by funds
2
bond issues held by funds

Largest fund holders · Horace Mann Educators Corporation’s weight in each

iShares Core S&P Small-Cap ETF
IJR · iShares Trust
0.11%of fund net assets
Undiscovered Managers Behavioral Value Fund
UBVLX · UNDISCOVERED MANAGERS FUNDS
0.90%of fund net assets
Franklin Small Cap Value Fund
FRVLX · Franklin Value Investors Trust
—of fund net assets
T. Rowe Price Mid-Cap Value Fund, Inc.
TRMCX · T. ROWE PRICE MID-CAP VALUE FUND, INC.
0.44%of fund net assets
VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Horace Mann Educators Corporation’s bonds, as funds hold them

Funds report holding 2 issues of Horace Mann Educators Corporation’s debt, $190.30M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 5.51%, maturing 2028 to 2030.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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