Hoyne Bancorp, Inc.
Hoyne Bancorp, Inc. (Nasdaq Capital Market: HYNE) is a savings and loan holding company that completed its conversion from a mutual holding company structure to a stock holding company on December 3, 2025. The company's primary business activity is owning all outstanding shares of capital stock of Hoyne Savings Bank.… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Hoyne Bancorp, Inc. does
In the company’s own words
Hoyne Bancorp, Inc. (Nasdaq Capital Market: HYNE) is a savings and loan holding company that completed its conversion from a mutual holding company structure to a stock holding company on December 3, 2025. The company's primary business activity is owning all outstanding shares of capital stock of Hoyne Savings Bank. The company's website is www.hoyne.com.
Hoyne Savings Bank, an Illinois-chartered stock savings bank established in 1887, operates as the company's principal subsidiary and serves as a community-focused financial institution. The bank maintains six full-service branch offices throughout Cook County, Illinois, and a loan production office in Oak Park, serving customers in the broader Chicago-Naperville-Elgin Metropolitan Statistical Area. As of December 31, 2025, the company reported total assets of $489.4 million, total loans of $267.9 million, total deposits of $321.6 million, and stockholders' equity of $161.4 million.
The bank's lending activities historically focused on long-term residential mortgage loans secured by first mortgages on borrowers' residences. Beginning in 2023, the bank transitioned toward a more diversified lending portfolio. As of December 31, 2025, commercial real estate loans including commercial construction and commercial and industrial loans comprised 56.2 percent of the total loan portfolio at $155.3 million, while one to four residential mortgage loans and home equity lines of credit represented 41.5 percent at $114.6 million. The bank also offers home improvement loans and commercial lines of credit.
The company's investment securities portfolio totaled $134.7 million as of December 31, 2025, consisting primarily of mortgage-backed securities issued by Fannie Mae, Freddie Mac, and Ginnie Mae, along with U.S. government and agency obligations and municipal bonds. The bank maintains a conservative underwriting approach with one to four residential mortgage loans generally featuring loan-to-value ratios not exceeding eighty percent and commercial real estate loans typically requiring debt service coverage ratios of at least 1.2 times.
The company operates in a competitive market dominated by larger financial institutions but leverages its 138-year operational history, local market knowledge, and community relationships as competitive advantages. The bank maintains a diverse, bilingual staff trained to focus on customer service and provides financial literacy investments in local schools.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- OAK PARK, IL
- Fiscal year end
- December
- CIK
- 2073153
- SIC
- 6036
Financial performance, year by year
Fiscal 2025–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Hoyne Bancorp, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Hoyne Bancorp, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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