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Companies / Financials / Isabella Bank Corporation
ISBA

Isabella Bank Corporation

FinancialsBanks & Brokers
Ticker ISBAMT PLEASANT, MIFiscal year ends DecemberBook value per share $33.04Diluted shares 7.4M

Isabella Bank Corporation (Nasdaq: ISBA) is a Michigan financial holding company whose wholly owned subsidiary, Isabella Bank, operates as a community bank serving businesses, institutions, individuals and families. Its services include commercial, agricultural, real estate, residential mortgage and consumer lending;… From the company’s description.

Over the twelve months to Sep 30, 2026, Isabella Bank Corporation reported revenue of $88.81M, up 17.1% from a year earlier, and net income of $21.33M. Its pre-tax margin was 30.6%. In fiscal 2025, it reported revenue of $78.51M, up 11.5% from fiscal 2024, and net income of $18.91M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$78.51MFY2025
+11.5% year over year
Last 12 mo $88.81M
30.73%FY2025
+7.4 percentage points
Last 12 mo 30.64%
$18.91MFY2025
+36.2% year over year
Last 12 mo $21.33M
8.17%FY2025
+1.6 percentage points
Last 12 mo 8.68%
Cash & financing
$26.82MFY2025
+36.6% year over year
Last 12 mo $28.42M
$23.34MFY2025
+33.1% year over year
Last 12 mo $26.04M
8.48FY2025
Was 8.85× a year earlier
Last 12 mo 7.83
7.4MFY2025
−1.3% year over year
Last 12 mo 7.4M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Isabella Bank Corporation does

In the company’s own words

Isabella Bank Corporation (Nasdaq: ISBA) is a Michigan financial holding company whose wholly owned subsidiary, Isabella Bank, operates as a community bank serving businesses, institutions, individuals and families. Its services include commercial, agricultural, real estate, residential mortgage and consumer lending; checking, savings and certificate-of-deposit accounts; direct deposit, cash management, mobile and online banking, and ATM access; and investment management, trust and estate services. The bank focuses its lending primarily on local markets and has 31 offices across eight Michigan counties. The corporation reports its banking activities through its bank subsidiary and does not describe separate reportable business segments. As of December 31, 2025, it had 362 full-time-equivalent employees. Its website is www.isabellabank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
MT PLEASANT, MI
Fiscal year end
December
CIK
842517
SIC
6022

Financial performance, year by year

Fiscal 2011–2025 · USD
$-8.88M$17.76M$44.41M$71.05M$97.69M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Isabella Bank Corporation — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

64
funds hold it
0 of 35
superinvestors hold it
$29.58M
held by funds, at market
9.8%
of shares held by funds

Largest fund holders · Isabella Bank Corporation’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.02%of fund net assets
Fidelity Extended Market Index Fund
FSMAX · Fidelity Concord Street Trust
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do Isabella Bank Corporation and its peers compare on margins and cash generation over ten years?”
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