Lake Shore Bancorp, Inc.
Lake Shore Bancorp, Inc. (Nasdaq: LSBK) is the bank holding company for Lake Shore Bank, a community bank serving residents and businesses in Western New York. The bank gathers retail deposits through ten branches and uses these funds primarily for commercial real estate and residential mortgage lending, as well as… From the company’s description.
In fiscal 2025, Lake Shore Bancorp, Inc. reported revenue of $27.84M and net income of $7.27M. Its pre-tax margin was 31.4%. Over the twelve months to Jun 30, 2026, revenue was $29.73M.
Dotted labels explain each measure. is shown separately from the annual figures.
What Lake Shore Bancorp, Inc. does
In the company’s own words
Lake Shore Bancorp, Inc. (Nasdaq: LSBK) is the bank holding company for Lake Shore Bank, a community bank serving residents and businesses in Western New York. The bank gathers retail deposits through ten branches and uses these funds primarily for commercial real estate and residential mortgage lending, as well as home equity lines of credit, commercial business loans, consumer loans and investments in securities. Its commercial business lending serves mainly small businesses, while its real estate lending includes financing for commercial property and residential homes. The company operates as a single banking business through Lake Shore Bank, with revenues principally generated by interest on loans and investment securities. At December 31, 2025, its gross loan portfolio totaled $557.3 million; commercial real estate loans accounted for 58.8% and one- to four-family residential loans for 26.9%. The bank traces its origins to a New York savings and loan association chartered in 1891 and became a New York commercial bank in 2025, when its name changed to Lake Shore Bank. Its website is www.mylsbank.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Banks & Brokers
- Headquarters
- DUNKIRK, NY
- Fiscal year end
- December
- CIK
- 2059653
- SIC
- 6035
Financial performance, year by year
Fiscal 2025–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Lake Shore Bancorp, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Lake Shore Bancorp, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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