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Companies / Financials / LCNB Corp.
LCNB

LCNB Corp.

FinancialsCommercial Banks
Ticker LCNBLEBANON, OHFiscal year ends DecemberBook value per share $19.94Diluted shares 14.1M

LCNB Corp. (Nasdaq: LCNB) is a financial holding company whose banking operations are conducted primarily through LCNB National Bank. The Bank provides commercial, residential real estate, agricultural, construction, consumer and Small Business Administration loans, along with deposit and transaction services to… From the company’s description.

Over the twelve months to Sep 30, 2026, LCNB Corp. reported revenue of $97.56M, up 7.4% from a year earlier, and net income of $24.90M. Its pre-tax margin was 31.2%. In fiscal 2025, it reported revenue of $92.00M, up 13.3% from fiscal 2024, and net income of $23.12M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$92.00MFY2025
+13.3% year over year
Last 12 mo $97.56M
30.60%FY2025
+10.9 percentage points
Last 12 mo 31.21%
$23.12MFY2025
+71.4% year over year
Last 12 mo $24.90M
8.44%FY2025
+3.1 percentage points
Last 12 mo 8.82%
Cash & financing
$34.40MFY2025
−63.1% year over year
Last 12 mo $35.53M
$33.44MFY2025
−62.6% year over year
Last 12 mo $32.81M
7.10FY2025
Was 8.04× a year earlier
Last 12 mo 7.00
14.1MFY2025
+2.3% year over year
Last 12 mo 14.1M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What LCNB Corp. does

In the company’s own words

LCNB Corp. (Nasdaq: LCNB) is a financial holding company whose banking operations are conducted primarily through LCNB National Bank. The Bank provides commercial, residential real estate, agricultural, construction, consumer and Small Business Administration loans, along with deposit and transaction services to individuals and businesses. Its Wealth Management Division offers trust administration, estate settlement, fiduciary and investment management services, while brokerage arrangements provide securities, mutual funds, annuities and life insurance. Other services include cash management, electronic and mobile banking, debit cards and ATMs. LCNB serves southwestern and south-central Ohio and northern Kentucky through a community banking network; at December 31, 2025, the Bank had 35 offices and 34 ATMs. The company’s predecessor bank was established in 1877, and LCNB Corp. became its parent in 1999. LCNB employed 328 full-time and 35 part-time employees at year-end 2025.

Company details
Sector
Financials
Industry (SIC)
Commercial Banks
Headquarters
LEBANON, OH
Fiscal year end
December
CIK
1074902
SIC
6021

Financial performance, year by year

Fiscal 2011–2025 · USD
$-9.76M$19.51M$48.78M$78.05M$107.32M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns LCNB Corp. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

101
funds hold it
0 of 35
superinvestors hold it
$38.81M
held by funds, at market
15.9%
of shares held by funds

Largest fund holders · LCNB Corp.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.02%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
Fidelity Small Cap Index Fund
FSSNX · Fidelity Salem Street Trust
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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  • “How do LCNB Corp. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of LCNB Corp.'s earnings go — cash, debt, buybacks, reinvestment?”
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