Mechanics Bancorp
Mechanics Bancorp (Nasdaq: MECB) operates as a financial holding company primarily through its wholly-owned subsidiary, Mechanics Bank, a 121-year-old community bank headquartered in California. The company maintains a comprehensive website at http://www.mechanicsbank.com where investors can access SEC filings and… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Mechanics Bancorp does
In the company’s own words
Mechanics Bancorp (Nasdaq: MECB) operates as a financial holding company primarily through its wholly-owned subsidiary, Mechanics Bank, a 121-year-old community bank headquartered in California. The company maintains a comprehensive website at http://www.mechanicsbank.com where investors can access SEC filings and additional information.
Following the strategic merger of HomeStreet Bank with Mechanics Bank on September 2, 2025, the combined organization operates 166 full-service branch locations throughout California, Washington, Oregon, and Hawaii, along with three stand-alone commercial lending centers in Southern California, Idaho, and Utah. As of December 31, 2025, the company employed 1,971 full-time and part-time employees, with 92 percent classified as full-time staff.
The company provides a comprehensive range of financial products and services across multiple business segments. Commercial Banking focuses on manufacturers, distributors, wholesalers, and professional service companies through term loans and lines of credit. Mortgage and Consumer Lending originates single-family residential mortgages, home equity lines of credit, and consumer loans for both sale and investment. Commercial Real Estate Lending specializes in multifamily residential mortgages, non-owner occupied properties, and construction loans. Residential Construction Lending serves experienced local developers with single-family construction loans and land development financing. Private Banking offers specialized products including partner loan programs, personal lines of credit, and investment management services.
The company's principal funding source consists of FDIC-insured deposits gathered through its retail branch network, supplemented by loan repayments, investment securities payments, and borrowings from the Federal Home Loan Bank and Federal Reserve. Mechanics Bancorp offers a full suite of deposit products including checking and savings accounts, money market accounts, certificates of deposit, and specialized treasury management services. The company also provides digital banking capabilities through online and mobile platforms serving both consumer and business clients.
As a financial holding company, Mechanics Bancorp is regulated by the Federal Reserve Board, while Mechanics Bank operates as a California state-chartered commercial bank subject to oversight by the California Department of Financial Protection and Innovation and the FDIC.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- WALNUT CREEK, CA
- Fiscal year end
- December
- CIK
- 1518715
- SIC
- 6022
Financial performance, year by year
Fiscal 2013–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Mechanics Bancorp — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Mechanics Bancorp’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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