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Companies / Financials / Mechanics Bancorp
MCHB

Mechanics Bancorp

FinancialsBanks & Brokers
Ticker MCHBWALNUT CREEK, CAFiscal year ends DecemberBook value per share $11.54Diluted shares 222.5M

Mechanics Bancorp (Nasdaq: MCHB) is a financial holding company operating primarily through Mechanics Bank, a full-service community bank offering consumer and business banking, commercial lending, cash management, private banking, and wealth management and trust services. Its customers include individuals,… From the company’s description.

Over the twelve months to Sep 30, 2026, Mechanics Bancorp reported revenue of $822.49M and net income of $272.08M. Its pre-tax margin was 43.5%. In fiscal 2025, it reported revenue of $808.62M and net income of $265.74M.

Fiscal year 2025 · ends 12-31No changes shown: the filing behind fiscal 2025 re-reports fiscal 2024 on a different basisThe amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$808.62MFY2025
Last 12 mo $822.49M
39.52%FY2025
Last 12 mo 43.47%
$265.74MFY2025
Last 12 mo $272.08M
9.28%FY2025
Last 12 mo 10.60%
Cash & financing
$193.59MFY2025
Last 12 mo $207.34M
$187.08MFY2025
Last 12 mo $195.29M
6.71FY2025
Last 12 mo 7.07
208.7MFY2025
Last 12 mo 222.5M

Dotted labels explain each measure. is shown separately from the annual figures.

What Mechanics Bancorp does

In the company’s own words

Mechanics Bancorp (Nasdaq: MCHB) is a financial holding company operating primarily through Mechanics Bank, a full-service community bank offering consumer and business banking, commercial lending, cash management, private banking, and wealth management and trust services. Its customers include individuals, businesses, real estate and property-management firms, nonprofit organizations, labor unions, government entities and international clients. The bank provides commercial, residential mortgage, consumer, multifamily, commercial real estate and construction loans, along with checking, savings, money market and time-deposit accounts, treasury-management services, and online and mobile banking. It operates 166 branches across California, Oregon, Washington and Hawaii, plus three commercial lending centers. At December 31, 2025, the company had 1,971 employees. In September 2025, HomeStreet Bank merged into Mechanics Bank, which became the surviving bank and the company’s wholly owned subsidiary; the combined company’s business is primarily that of Mechanics Bank. Mechanics Bank also incorporates businesses acquired from California Republic Bancorp, Scott Valley Bank and Rabobank, N.A. Its website is http://www.mechanicsbank.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
WALNUT CREEK, CA
Fiscal year end
December
CIK
1518715
SIC
6022

Financial performance, year by year

Fiscal 2012–2025 · USD
$-241.03M$49.02M$339.07M$629.12M$919.17M20122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Mechanics Bancorp — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

153
funds hold it
0 of 35
superinvestors hold it
$135.36M
held by funds, at market
4.0%
of shares held by funds

Largest fund holders · Mechanics Bancorp’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.02%of fund net assets
0.57%of fund net assets
0.23%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.01%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Could not be determined for this company: bond issues.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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