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Companies / Financials / Medallion Financial Corp.
MFIN

Medallion Financial Corp.

FinancialsFinance Services
Ticker MFINNEW YORK, NYFiscal year ends DecemberBook value per share $16.61Diluted shares 24.1M

Medallion Financial Corp. (Nasdaq: MFIN) is a specialty finance company focused on consumer finance and commercial lending. Through its subsidiaries, it provides loans to individuals and small and midsize businesses, including financing for recreational vehicles, boats, collector cars, home improvements, and business… From the company’s description.

Over the twelve months to Sep 30, 2026, Medallion Financial Corp. reported revenue of $250.55M, up 4.1% from a year earlier, and net income of $36.34M. Its pre-tax margin was 21.5%. In fiscal 2025, it reported revenue of $254.89M, up 19.2% from fiscal 2024, and net income of $55.34M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$254.89MFY2025
+19.2% year over year
Last 12 mo $250.55M
31.34%FY2025
+1.9 percentage points
Last 12 mo 21.50%
$55.34MFY2025
+32.0% year over year
Last 12 mo $36.34M
10.53%FY2025
+0.8 percentage points
Last 12 mo 6.75%
Cash & financing
$126.28MFY2025
+9.3% year over year
Last 12 mo $137.16M
$126.28MFY2025
+9.3% year over year
Last 12 mo $137.16M
5.86FY2025
Was 6.41× a year earlier
Last 12 mo 6.88
24.2MFY2025
+2.7% year over year
Last 12 mo 24.1M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What Medallion Financial Corp. does

In the company’s own words

Medallion Financial Corp. (Nasdaq: MFIN) is a specialty finance company focused on consumer finance and commercial lending. Through its subsidiaries, it provides loans to individuals and small and midsize businesses, including financing for recreational vehicles, boats, collector cars, home improvements, and business acquisitions, recapitalizations, ownership transitions, and growth. Its consumer loans are sourced through dealers, contractors, financial service providers, and fintech partners; commercial loans are primarily made to U.S. lower middle-market businesses. The company operates consumer recreation, home improvement, commercial lending, and historically taxi medallion lending businesses. Its FDIC-insured Medallion Bank originates consumer loans, accepts deposits, and conducts other banking activities; Medallion Capital provides mezzanine financing, while Medallion Funding and Freshstart historically focused on taxi medallion and commercial lending. The Bank also originates loans facilitated by fintech partners and sells them to partners or other third parties. Recreation and home improvement loans represented 63% and 32% of loans receivable, respectively, at year-end 2025. Medallion reported $2.96 billion in total assets and employed 179 people as of December 31, 2025.

Company details
Sector
Financials
Industry (SIC)
Finance Services
Headquarters
NEW YORK, NY
Fiscal year end
December
CIK
1000209
SIC
6199

Financial performance, year by year

Fiscal 2018–2025 · USD
$-55.09M$29.45M$113.99M$198.53M$283.07M20182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns Medallion Financial Corp. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

97
funds hold it
0 of 35
superinvestors hold it
$30.18M
held by funds, at market
13.4%
of shares held by funds
3
bond issues held by funds

Largest fund holders · Medallion Financial Corp.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.01%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
Avantis U.S. Small Cap Value ETF
AVUV · American Century ETF Trust
—of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Medallion Financial Corp.’s bonds, as funds hold them

Funds report holding 3 issues of Medallion Financial Corp.’s debt, $35.52M at market value — what funds hold, not the company’s total debt. Weighted-average coupon 8.35%, maturing 2027 to 2031.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do Medallion Financial Corp. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of Medallion Financial Corp.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in Medallion Financial Corp.'s last four quarterly filings that the numbers alone won't show?”
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