Meridian Corp

Meridian Corporation (NASDAQ: MDMN) operates as a bank holding company providing comprehensive financial services through its wholly-owned subsidiary, Meridian Bank, a Pennsylvania-chartered commercial bank. The company maintains a modern, technology-driven banking platform serving small and middle market businesses, professionals, and retail customers across the Delaware Valley tri-state market encompassing Pennsylvania, New Jersey, and Delaware, as well as Central Maryland and southwest Florida. The company's website is www.meridianbanker.com.

Meridian organizes its operations into three primary business segments. The Commercial Banking segment provides deposit and treasury management services, commercial and industrial lending, commercial real estate financing, small business lending including SBA 504 and 7(a) financing, consumer and home equity lending, private banking, merchant services, and title and land settlement services through its subsidiary Meridian Land Settlement Services. The Wealth Management and Advisory Services segment operates through Meridian Wealth Partners, a registered investment advisor offering comprehensive wealth management, financial planning, and retirement services to professionals, high-net-worth individuals, and corporate clients. The Mortgage Banking segment originates consumer mortgages and home equity loans primarily for one to four family dwellings, with the majority sold in the secondary market while often retaining servicing rights. The company also operates Meridian Equipment Finance, providing equipment leasing and other finance receivables.

As of December 31, 2025, Meridian employed 327 full-time professionals, with approximately 62 percent in banking operations, 34 percent in mortgage banking, and 4 percent in wealth management. The company maintains seven full-service branches in the Philadelphia metropolitan area and surrounding counties, with an additional ten loan production offices extending across its service territories. The company's primary market, the five-county Philadelphia metropolitan area, demonstrates stability with a median household income of $101,000 compared to the national average of $82,000. Meridian competes on the basis of high-quality personal service, customer access to decision-makers, electronic delivery channels, and competitive pricing. The company is subject to extensive federal and state banking regulation administered by the Federal Reserve, FDIC, and Pennsylvania Department of Banking and Securities.