MetroCity Bankshares, Inc.
MetroCity Bankshares, Inc. (Nasdaq: MCBS) operates as a bank holding company headquartered in the Atlanta metropolitan area, primarily through its wholly-owned subsidiary Metro City Bank, a Georgia state-chartered commercial bank founded in 2006. The company's website is www.metrocitybank.bank. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What MetroCity Bankshares, Inc. does
In the company’s own words
MetroCity Bankshares, Inc. (Nasdaq: MCBS) operates as a bank holding company headquartered in the Atlanta metropolitan area, primarily through its wholly-owned subsidiary Metro City Bank, a Georgia state-chartered commercial bank founded in 2006. The company's website is www.metrocitybank.bank.
MetroCity Bankshares operates 29 full-service branch locations across Alabama, California, Florida, Georgia, New York, New Jersey, Texas, and Virginia, strategically positioned in growing multi-ethnic communities. As of December 31, 2025, the company maintained total assets of $4.77 billion, total loans held for investment of $4.08 billion, total deposits of $3.65 billion, and total shareholders' equity of $544.2 million.
The company functions as a full-service commercial bank focused on delivering personalized service to small-to-medium-sized businesses and individuals in diverse metropolitan markets. Its core lending activities encompass a diversified portfolio including construction and development loans, commercial real estate loans, commercial and industrial loans, residential real estate loans, and SBA loans. As of December 31, 2025, the loan portfolio composition consisted of residential real estate loans at 58.3 percent, commercial real estate loans at 38.3 percent, construction and development loans at 1.0 percent, and commercial and industrial loans at 2.4 percent.
Beyond lending, MetroCity provides comprehensive deposit products including checking, savings, money market, and certificate of deposit accounts. The company offers treasury management services, online and mobile banking solutions, wire transfers, ACH services, and trade finance-related products. Core deposits represented 75.2 percent of total deposits as of December 31, 2025.
The company has grown its franchise primarily through de novo branch openings in vibrant, diverse markets and through strategic acquisitions, most notably the December 2025 acquisition of First IC Corporation for approximately $202.3 million in total consideration. This acquisition significantly expanded the company's loan and deposit base while providing access to expanded product offerings and operating synergies.
MetroCity employed approximately 317 full-time equivalent employees as of December 31, 2025, with a workforce composition of 80.8 percent female and 95.0 percent persons of color. The company's competitive positioning emphasizes culturally competent banking services, tailored lending products, and a highly replicable growth model targeting underserved multi-ethnic communities.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- DORAVILLE, GA
- Fiscal year end
- December
- CIK
- 1747068
- SIC
- 6022
Financial performance, year by year
Fiscal 2019–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns MetroCity Bankshares, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · MetroCity Bankshares, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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