Metropolitan Bank Holding Corp.
Metropolitan Bank Holding Corp. (NYSE: MCB) operates as a bank holding company through its wholly-owned subsidiary, Metropolitan Commercial Bank, a New York state-chartered commercial bank. The company's website is www.mcbankny.com. From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Metropolitan Bank Holding Corp. does
In the company’s own words
Metropolitan Bank Holding Corp. (NYSE: MCB) operates as a bank holding company through its wholly-owned subsidiary, Metropolitan Commercial Bank, a New York state-chartered commercial bank. The company's website is www.mcbankny.com.
Founded in 1999 with the motto "The Entrepreneurial Bank," Metropolitan Bank serves small businesses, middle-market enterprises, public entities, and individuals primarily throughout the New York metropolitan area, with expanding operations in South Florida. The company positions itself as a solutions-oriented commercial banking franchise focused on relationship-driven service to clients whose financial needs are often overlooked by larger institutions.
As of December 31, 2025, the company maintained total assets of $8.3 billion, loans of $6.8 billion, deposits of $7.4 billion, and stockholders' equity of $743.1 million. The company employed 328 full-time and part-time employees across seven strategically located banking centers in Manhattan, Brooklyn, Great Neck Long Island, Lakewood New Jersey, and a loan production office in Miami, Florida, with plans to open a West Palm Beach banking center in the second quarter of 2026.
The company's core business focuses on commercial real estate and commercial and industrial lending, with loan originations typically ranging from $3 million to $40 million. The CRE portfolio includes acquisition loans, refinancing, renovation, and construction loans across asset classes including healthcare facilities, multi-family properties, office buildings, hospitality, and retail. The C&I portfolio serves diverse industries including healthcare, auto leasing, manufacturing, and wholesale trade. At December 31, 2025, healthcare lending represented a significant concentration, comprising 43.1 percent of the real estate portfolio and 34.7 percent of the C&I portfolio.
Beyond traditional lending, Metropolitan Bank provides corporate cash management services, retail banking products, customized financial solutions for government entities and municipalities, title and escrow services, Section 1031 exchanges, and EB-5 Program escrow accounts for foreign investors. The company's deposit strategy emphasizes relationship-driven banking rather than rate competition, generating funding through borrowing clients, non-borrowing retail customers, corporate cash management relationships, government entities, and specialized service verticals. The company previously operated digital currency and banking-as-a-service businesses but exited these segments in 2023 and 2024 respectively.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- NEW YORK, NY
- Fiscal year end
- December
- CIK
- 1476034
- SIC
- 6022
Financial performance, year by year
Fiscal 2017–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Metropolitan Bank Holding Corp. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Metropolitan Bank Holding Corp.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Could not be determined for this company: bond issues.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
Compare this company with peers, find it in your funds and follow its financial history with your connected AI:
- “How do Metropolitan Bank Holding Corp. and its peers compare on margins and cash generation over ten years?”
- “Where did five years of Metropolitan Bank Holding Corp.'s earnings go — cash, debt, buybacks, reinvestment?”
- “What changed in Metropolitan Bank Holding Corp.'s last four quarterly filings that the numbers alone won't show?”