Midland States Bancorp, Inc.
Midland States Bancorp, Inc. (Nasdaq: MSBI) operates as a diversified financial holding company providing comprehensive banking and wealth management services through its wholly owned subsidiary, Midland States Bank. The company maintains its headquarters in Effingham, Illinois and operates its website at… From the company’s description.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What Midland States Bancorp, Inc. does
In the company’s own words
Midland States Bancorp, Inc. (Nasdaq: MSBI) operates as a diversified financial holding company providing comprehensive banking and wealth management services through its wholly owned subsidiary, Midland States Bank. The company maintains its headquarters in Effingham, Illinois and operates its website at www.midlandsb.com.
The company's principal business segments include community banking and wealth management. The community banking division delivers commercial and consumer lending products, deposit-taking services, merchant credit card services, and related financial products to individuals, businesses, municipalities, and other entities across Illinois and the St. Louis metropolitan area. As of December 31, 2025, the company operated 53 full-service banking offices throughout its market areas.
Midland States' lending strategy emphasizes a broadly diversified loan portfolio across customer types, product categories, and geographic locations. The company originates commercial loans, commercial real estate loans, construction and land development loans, residential real estate loans, and consumer installment loans. The commercial real estate and construction portfolio totaled approximately $2.63 billion as of year-end 2025, with significant exposure to multifamily, retail, industrial, and hospitality properties. The company also maintains a substantial agricultural lending presence serving farmers and agricultural producers.
The wealth management division, operating under the Midland Wealth Management brand, provides trust and wealth management services, financial and estate planning, investment management, tax and insurance planning, and retail brokerage services. As of December 31, 2025, the wealth management group administered approximately $4.48 billion in assets.
As of December 31, 2025, the company reported total assets of $6.51 billion and employed 861 people, including 22 part-time employees. The company maintains a strategic focus on delivering superior customer experience through a high-tech, high-touch approach while remaining committed to core community banking and relationship-driven growth. The company's competitive positioning emphasizes the range and quality of products offered, personnel expertise, and emphasis on building long-lasting customer relationships within its regional markets.
Company details
- Sector
- Financials
- Industry
- Banks & Brokers
- Headquarters
- EFFINGHAM, IL
- Fiscal year end
- December
- CIK
- 1466026
- SIC
- 6022
Financial performance, year by year
Fiscal 2016–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns Midland States Bancorp, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · Midland States Bancorp, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
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