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Companies / Financials / MVB FINANCIAL CORP
MVBF

MVB FINANCIAL CORP

FinancialsBanks & Brokers
Ticker MVBFFAIRMONT, WVFiscal year ends DecemberBook value per share $26.12Diluted shares 13.2M

MVB Financial Corp. (NASDAQ Capital Market: MVBF) operates as a financial holding company providing comprehensive banking and financial technology services through its principal subsidiary, MVB Bank, Inc. The company maintains a website at mvbbank.com and serves customers throughout the United States with a focus on… From the company’s description.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-06-30
Sales & profitability
$167.67M
+10.2% year over year
Last 12 mo $188.00M
21.98%
+4.7 percentage points
Last 12 mo 27.42%
$26.92M
+33.0% year over year
Last 12 mo $38.80M
8.07%
+1.5 percentage points
Last 12 mo 11.26%
Cash & financing
$4.03M
+1513.3% year over year
Last 12 mo $-35.66M
$2.11M
+210.9% year over year
Last 12 mo $-37.59M
0.22
Was 0.24× a year earlier
Last 12 mo 0.16
13.1M
−0.2% year over year
Last 12 mo 13.2M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What MVB FINANCIAL CORP does

In the company’s own words

MVB Financial Corp. (NASDAQ Capital Market: MVBF) operates as a financial holding company providing comprehensive banking and financial technology services through its principal subsidiary, MVB Bank, Inc. The company maintains a website at mvbbank.com and serves customers throughout the United States with a focus on innovative banking solutions and emerging financial services sectors.

The company operates three primary reportable segments: CoRe Banking, Mortgage Banking, and Financial Holding Company operations, along with professional services and technology ventures. CoRe Banking represents the largest segment, offering traditional commercial and retail banking products including demand deposits, savings accounts, money market accounts, certificates of deposit, commercial and consumer loans, real estate mortgages, debit cards, and safe deposit services. The CoRe Banking segment also encompasses the company's Fintech division, which specializes in providing banking services to corporate Fintech clients, particularly in payments, banking-as-a-service, and gaming industries. Mortgage Banking revenue derives from equity method investments in Intercoastal Mortgage Company and Warp Speed Holdings, which focus on residential and commercial loan origination and servicing.

The company's professional services division includes Paladin Fraud, which provides fraud prevention services to merchants, credit agencies, and Fintech companies. The company also operates Edge Ventures, which includes technology subsidiaries offering software services and account functionality through web-based platforms. In September 2025, the company sold substantially all assets and operations of Victor Technologies to Jack Henry & Associates.

MVB Financial operates seven full-service branches, with six locations in West Virginia and one in Virginia, serving as the primary market area for CoRe Banking services. The company employs 403 team members as of December 31, 2025. While the primary market encompasses North Central West Virginia and Northern Virginia, the company engages in lending activities across the United States, with approximately 26 percent of lending activity occurring outside the primary region, including healthcare facility financing and Small Business Administration lending programs. The Fintech banking market encompasses customers located throughout the entire United States.

Company details
Sector
Financials
Industry
Banks & Brokers
Headquarters
FAIRMONT, WV
Fiscal year end
December
CIK
1277902
SIC
6022

Financial performance, year by year

Fiscal 2013–2025 · USD
$-18.80M$37.60M$94.00M$150.40M$206.80M2013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns MVB FINANCIAL CORP — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

148
funds hold it
0 of 35
superinvestors hold it
$71.58M
held by funds, at market
19.9%
of shares held by funds

Largest fund holders · MVB FINANCIAL CORP’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
Columbia Small Cap Value Discovery Fund
CSMIX · COLUMBIA FUNDS SERIES TRUST I
0.21%of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.02%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

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