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Companies / Financials / MVB Financial Corp.
MVBF

MVB Financial Corp.

FinancialsBanks & Brokers
Ticker MVBFFAIRMONT, WVFiscal year ends DecemberBook value per share $24.96Diluted shares 13.2M

MVB Financial Corp. (Nasdaq: MVBF) is a financial holding company that operates principally through MVB Bank, offering commercial and retail banking as well as banking services to corporate fintech clients across the United States. Its banking products include deposit accounts, commercial, consumer and mortgage loans,… From the company’s description.

Over the twelve months to Sep 30, 2026, MVB Financial Corp. reported revenue of $167.24M, down 4.3% from a year earlier, and net income of $22.10M. Its pre-tax margin was 17.2%. In fiscal 2025, it reported revenue of $167.67M, up 10.2% from fiscal 2024, and net income of $26.92M.

Fiscal year 2025 · ends 12-31Changes are against fiscal 2024The amber dot is the latest twelve months, to 2026-09-30
Sales & profitability
$167.67MFY2025
+10.2% year over year
Last 12 mo $167.24M
21.98%FY2025
+4.7 percentage points
Last 12 mo 17.20%
$26.92MFY2025
+33.0% year over year
Last 12 mo $22.10M
8.07%FY2025
+1.5 percentage points
Last 12 mo 6.70%
Cash & financing
$4.03MFY2025
+1513.3% year over year
Last 12 mo $-34.30M
$2.11MFY2025
+210.9% year over year
Last 12 mo $-35.42M
0.22FY2025
Was 0.24× a year earlier
Last 12 mo 0.16
13.1MFY2025
−0.2% year over year
Last 12 mo 13.2M

Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.

What MVB Financial Corp. does

In the company’s own words

MVB Financial Corp. (Nasdaq: MVBF) is a financial holding company that operates principally through MVB Bank, offering commercial and retail banking as well as banking services to corporate fintech clients across the United States. Its banking products include deposit accounts, commercial, consumer and mortgage loans, debit cards and related services; fintech clients primarily operate in payments, banking-as-a-service and gaming. The company reports CoRe Banking, Mortgage Banking and Financial Holding Company as its three reportable segments, with other activities grouped separately. CoRe Banking includes fintech banking; Mortgage Banking primarily reflects its share of results from mortgage-related equity investments, while other activities include fraud prevention and technology services. Paladin Fraud provides fraud prevention services to merchants, credit agencies, fintech companies and vendors. The company operates seven full-service branches in West Virginia and Virginia and had 403 employees as of December 31, 2025. Its website is www.mvbbanking.com.

Company details
Sector
Financials
Industry (SIC)
Banks & Brokers
Headquarters
FAIRMONT, WV
Fiscal year end
December
CIK
1277902
SIC
6022

Financial performance, year by year

Fiscal 2011–2025 · USD
$-16.77M$33.53M$83.84M$134.14M$184.44M201120122013201420152016201720182019202020212022202320242025Last 12 moLast 12 monthsLast 12 months

The full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.

Ownership

Who owns MVB Financial Corp. — and what changed

Funds as of 2026Q2 · superinvestors as of 2026-06-30

148
funds hold it
0 of 35
superinvestors hold it
$71.58M
held by funds, at market
19.8%
of shares held by funds

Largest fund holders · MVB Financial Corp.’s weight in each

VANGUARD TOTAL STOCK MARKET INDEX FUND
VTI · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 ETF
IWM · iShares Trust
0.01%of fund net assets
Columbia Small Cap Value Discovery Fund
CSMIX · COLUMBIA FUNDS SERIES TRUST I
—of fund net assets
VANGUARD EXTENDED MARKET INDEX FUND
VXF · VANGUARD INDEX FUNDS
0.00%of fund net assets
iShares Russell 2000 Value ETF
IWN · iShares Trust
0.02%of fund net assets

Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.

Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.

Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.

Connected research

Put this business in context.

Compare this company with peers, find it in your funds and follow its financial history with your connected AI:

  • “How do MVB Financial Corp. and its peers compare on margins and cash generation over ten years?”
  • “Where did five years of MVB Financial Corp.'s earnings go — cash, debt, buybacks, reinvestment?”
  • “What changed in MVB Financial Corp.'s last four quarterly filings that the numbers alone won't show?”
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