National Bankshares, Inc.
National Bankshares, Inc. (Nasdaq: NKSH) is a financial holding company whose operations are conducted primarily through The National Bank of Blacksburg, a community bank serving individuals, businesses, nonprofits and local governments across southwest, western and central Virginia. The bank provides commercial and… From the company’s description.
Over the twelve months to Jun 30, 2026, National Bankshares, Inc. reported revenue of $60.48M, up 20.8% from a year earlier, and net income of $20.31M. Its pre-tax margin was 40.9%. In fiscal 2025, it reported revenue of $55.56M, up 22.5% from fiscal 2024, and net income of $15.83M.
Margins and return on equity change in ; everything else in percent. Fewer shares and less debt are shown plainly, not as bad news — it depends what you make of buybacks. Dotted labels explain each measure. is shown separately from the annual figures.
What National Bankshares, Inc. does
In the company’s own words
National Bankshares, Inc. (Nasdaq: NKSH) is a financial holding company whose operations are conducted primarily through The National Bank of Blacksburg, a community bank serving individuals, businesses, nonprofits and local governments across southwest, western and central Virginia. The bank provides commercial and retail banking, including business and consumer loans, deposit accounts, cards, digital banking, trust, estate and wealth management services. Its lending includes commercial and agricultural, commercial real estate, construction, residential real estate, home equity and consumer loans, with small and mid-sized businesses and individuals as core borrowers. A second subsidiary, National Bankshares Financial Services, offers non-deposit investment and insurance products through National Bankshares Investment Services and National Bankshares Insurance Services. The holding company operates through these two subsidiaries, with banking as its principal business. As of December 31, 2025, the bank had $1.82 billion in assets and operated 28 banking locations and 26 ATMs. The bank traces its origins to 1891 and acquired Frontier Community Bank in 2024. Its website is www.nationalbankshares.com.
Company details
- Sector
- Financials
- Industry (SIC)
- Commercial Banks
- Headquarters
- BLACKSBURG, VA
- Fiscal year end
- December
- CIK
- 796534
- SIC
- 6021
Financial performance, year by year
Fiscal 2012–2025 · USDThe full income statement, balance sheet and cash flow for each of these years — every figure traceable to its filing — is on the Financials tab with a free account.
Who owns National Bankshares, Inc. — and what changed
Funds as of 2026Q2 · superinvestors as of 2026-06-30
Largest fund holders · National Bankshares, Inc.’s weight in each
Fund ownership is a floor, not a census — pensions, insurers and people holding shares directly are not visible here.
Fund ownership counts N-PORT filers only, so it is a floor rather than a census — pensions, insurers and direct holders are not visible here, and the remainder is not “held by individuals”.
Every fund and institutional holder, quarter by quarter, is on the Ownership tab with a free account.
Recent filings
All filings →Each filing opens into its own statements and disclosures here.
Put this business in context.
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